The top-rated boat insurance agent in Youngstown, Ohio is Ryan DiMillo - GEICO Insurance Agent, rated 4.9 stars across 285 reviews. Other highly rated options include Uptown Insurance Agency, Mang Family Insurance, LLC, Gaetano & All Drivers Insurance Agency. This directory lists 17 boat insurance agents serving Youngstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan DiMillo - GEICO Insurance Agent | 7050 Market St #104 | (234) 264-8220 |
| 2 | Uptown Insurance Agency | 5405 Market St | (330) 782-1199 |
| 3 | Mang Family Insurance, LLC | 1570 S Canfield-Niles Rd Suite B101 | (330) 953-2990 |
| 4 | Gaetano & All Drivers Insurance Agency | 4489 Market St | (330) 788-7283 |
| 5 | AAA Youngstown Insurance and Member Services | 1275 Boardman-Canfield Rd | (330) 726-9083 |
| 6 | Suburban Insurance Agency | 1416 S Raccoon Rd | (330) 799-9739 |
| 7 | Top Quality Insurance Youngstown | 4521 Market St | (220) 203-0927 |
| 8 | Prime Insurance Youngstown | 4055 Belmont Ave | (330) 227-4964 |
| 9 | Dan H Harroff Agency LLC American Family Insurance | 8166 Market St B | (330) 296-2626 |
| 10 | General Insurance Agency | 4495 Mahoning Ave | (330) 793-3929 |
Ryan DiMillo - GEICO Insurance Agent in Youngstown, OH, serves Mahoning County and the surrounding area as a local resource for boat insurance. The company helps clients protect their watercraft, including speedboats and fishing boats, with tailored liability and physical damage coverage. It assists with policies for both inboard and outboard motors. The agency also handles protection against hazards like storm damage and theft specific to the Lake Erie region.
Uptown Insurance Agency in Youngstown, OH provides comprehensive boat insurance services, including coverage for liability, physical damage, and theft. It also offers maintenance plan options that help policyholders manage routine upkeep and storage requirements for their watercraft throughout the boating season. Supporting recreational and commercial vessels, the agency ensures policies are tailored to individual usage patterns and risk exposures on local waterways. This Youngstown-based firm services single-family homes, apartments, retail establishments, and restaurants in the region.
For boat owners in the Youngstown, OH area, Mang Family Insurance, LLC provides both one-time policy placements for a single season and recurring annual coverage options tailored to protect a variety of watercraft. Policies typically address liability, physical damage, and towing needs common to inland lakes and rivers. Agents help clients choose appropriate deductibles and coverage limits for their specific vessels. Service is structured on an as-needed basis, allowing customers to adjust or renew policies when their boating requirements change.
Homeowners, boat owners, and recreational watercraft enthusiasts in Youngstown, OH rely on Gaetano & All Drivers Insurance Agency for their boat insurance coverage. The agency helps clients select appropriate policies that protect vessels against damage, theft, and liability on inland lakes and rivers common to the region. It provides guidance on coverage options tailored to different types of watercraft, including pontoons and fishing boats. Nearby communities such as Boardman also access the agency for boat insurance solutions.
AAA Youngstown Insurance and Member Services serves Youngstown and the surrounding Mahoning Valley communities. As a boat insurance agent in this region, it handles policies for personal watercraft, fishing boats, and larger cabin cruisers common on nearby lakes and rivers. Its work typically involves comparing coverage options from multiple carriers to match each vessel's value and usage. For a typical job, it reviews the client's current liability limits and physical damage needs, then explains how deductibles and agreed value clauses apply to their specific situation.
Suburban Insurance Agency specializes in protecting recreational watercraft for Youngstown area clients, offering tailored policies that cover liability and physical damage. It serves boaters seeking coverage for fishing boats, pontoons, or personal watercraft navigating local reservoirs and Lake Erie. Agency staff assess individual needs, ensuring policies address specific vessel values and usage patterns. They help manage risks from spring launching mishaps, summer storms that can damage docks and hulls, or fall decommissioning errors that lead to winter storage claims.
Top Quality Insurance Youngstown works with local boat owners to arrange coverage that protects recreational watercraft. Typical policies address hull damage, liability, and theft, while the agency can coordinate specialized add-ons such as towing assistance, mechanical breakdown coverage, and on-water fuel spill liability. By assessing risk levels from small fishing boats to larger cabin cruisers, the company helps match protection to seasonal usage patterns on nearby lakes and rivers. Its commercial sectors include marina offices, repair warehouses, and waterfront food service operations.
Serving residential boat owners in Youngstown, Dan H Harroff Agency LLC American Family Insurance also provides commercial coverage for local marine businesses. Their service area includes the surrounding Mahoning Valley region, addressing protection needs for various watercraft. Policies are tailored to cover liabilities, physical damage, and equipment specific to regional boating. The agency remains available for follow-up consultations and policy adjustments between regular visits, ensuring coverage evolves with each client’s changing seasonal usage.
General Insurance Agency in Youngstown, OH is known for providing boat insurance coverage for local watercraft owners. Its service range includes policies for personal watercraft, fishing boats, and small yachts used on area lakes and rivers. An agent helps clients assess risk factors like seasonal weather and storage needs to tailor appropriate liability and physical damage protection. For added protection, the agency can arrange specialized coverage for towing and roadside assistance for trailered boats.
What Does a a Boat Insurance Agent in Youngstown Cost?
Boat insurance costs in Ohio typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high performance boats can cost 1,000 to 3,000 dollars annually. Factors include boat value, horsepower, your boating experience, and where you store the boat. This is general information and not insurance advice.
About boat insurance agents in Youngstown
Boat insurance agents in Youngstown Ohio help you protect your watercraft from risks on the Mahoning River and Lake Milton. Ohio law does not require boat insurance for most vessels, but marinas and lenders often require liability coverage. A local agent can explain Ohio specific rules such as the 30 day grace period for new boat registrations.
Frequently Asked Questions
Is boat insurance required by law in Ohio?
Ohio does not require boat insurance for most recreational watercraft. However, if you have a loan on your boat or keep it at a marina, the lender or marina will likely require liability and physical damage coverage.
What does a boat insurance policy typically cover in Youngstown?
A standard policy covers physical damage to your boat, liability for injuries or damage you cause to others, and medical payments for passengers. It may also include towing and fuel spill liability, which is important on inland lakes and rivers.
How does Ohio law affect boat insurance claims?
Ohio has a two year statute of limitations for filing a lawsuit after a boating accident. Your insurance agent can help you understand how this time limit applies to your policy and any claims you may need to file.
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