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Find Boat Insurance Agents in Xenia, OH

Compare boat insurance agents in Xenia. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Xenia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 13 boat insurance agents in Xenia, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greene County Insurance
2039 Bellbrook Ave # A, Xenia, OH 45385
(937) 374-0066 greenecountyins.com
Doug Zeigler - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700 zeigleragency.com
M-P Marine
722 US-68, Xenia, OH 45385
(937) 376-1993
David Spriggs - State Farm Insurance Agent
121 Dayton Ave, Xenia, OH 45385
(937) 372-3863 dspriggs.com
Montgomery Insurance & Investments
114 S Detroit St, Xenia, OH 45385
(937) 372-7646 montgomeryii.com
Rick Kolmin - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700 rickkolmin.com
Perkins & Associates Insurance Inc. American Family Insurance
25 S Detroit St, Xenia, OH 45385
(937) 347-2002 amfam.com
Anderson Williamson Insurance
242 N Detroit St, Xenia, OH 45385
(937) 372-4491 awohio.com
Farmers Insurance - Rodney Hines
492 W 2nd St Ste 203, Xenia, OH 45385
(937) 424-0643 agents.farmers.com
Nationwide Insurance: Kelly Jones Insurance Agency LLC
157 Progress Dr Ste A, Xenia, OH 45385
(937) 372-8059 agency.nationwide.com
Farmers Insurance - Micah Windsor
57 E Main St, Xenia, OH 45385
(937) 502-2010 agents.farmers.com
Shelly's Insurance Options
1644 Kylemore Dr, Xenia, OH 45385
(937) 580-5372 shellysinsuranceoptions.com
Otto Insurance Group
508 N Detroit St, Xenia, OH 45385
(937) 372-2369 otto-ins.com

Boat insurance agents in Xenia, Ohio help protect your watercraft from common risks on area lakes and rivers. Ohio law does not require boat insurance for most vessels, but lenders and marinas often require it. Local agents can guide you through coverage options that meet your specific needs.

What Does a Boat Insurance Agent in Xenia Cost?

Typical boat insurance costs in Ohio range from 200 to 600 dollars per year for a standard runabout, depending on the boat value, coverage limits, and your boating history. Larger vessels or high-performance boats may cost 800 to 1,500 dollars annually. Premiums vary by location, usage, and the insurance company. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boats need insurance in Xenia Ohio?
While Ohio does not mandate boat insurance for most recreational vessels, lenders typically require it for financed boats. Many marinas on the Little Miami River and nearby lakes also require proof of liability coverage before docking.
Does Ohio have a minimum liability requirement for boat insurance?
Ohio does not set a state minimum liability limit for boat insurance. However, agents often recommend at least 100,000 dollars in liability coverage to protect against accidents on the water. Check with your agent for appropriate limits.