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Directory of boat insurance agents in Lorain, Ohio. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Lorain, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 14 boat insurance agents in Lorain, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Elkins - State Farm Insurance Agent
1812 Cooper Foster Park Rd, Lorain, OH 44053
(440) 282-2001
neilelkins.com
Nick Perrico, Sr. - State Farm Insurance Agent
6401 S Broadway, Lorain, OH 44053
(440) 233-8501
nickperrico.com
Robert Taylor Insurance (Lorain Office)
2063 N Ridge Rd, Lorain, OH 44055
(440) 277-5191
roberttaylorins.com
Charles Chapman - State Farm Insurance Agent
4340 N Leavitt Rd F, Lorain, OH 44053
(440) 985-1405
charleschapmaninsurance.com
Chris Arnott Agency Inc.
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 723-2991
chrisarnottinsurance.com
Lighthouse Insurance Agency
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 984-3463
lighthouseinsuranceamherst.com
Janasko Insurance
562 Broadway, Lorain, OH 44052
(440) 245-6268
janaskoinsurance.com
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
520 Broadway, Lorain, OH 44052
(440) 776-8900
libertycompany.com
Somers Agency LLC
5311N N Leavitt Rd Ste 100, Lorain, OH 44053
(440) 324-3447
somersagency.com
Masters Insurance Agency
210 W 7th St, Lorain, OH 44052
(440) 244-2253
Nautical Options
1600 Colorado Ave, Lorain, OH 44052
(216) 304-3577
nauticaloptions.com
D J Kwilecki Associates Insurance
211 W 8th St, Lorain, OH 44052
(440) 246-2680
Kelley Agency
5311 N Leavitt Rd, Lorain, OH 44053
(440) 282-8898
EZ Bonds Plus Insurance LLC
713 Broadway, Lorain, OH 44052
(440) 323-6383
ezplusinsurance.com
Boat insurance agents in Lorain Ohio help protect your watercraft on Lake Erie and inland rivers. Ohio law does not require boat insurance for most vessels but lenders and marinas often require it. A local agent can explain coverage options for storm damage and liability on the Great Lakes.
What Does a Boat Insurance Agent in Lorain Cost?
Boat insurance costs in Ohio typically range from 200 to 800 dollars per year for a standard runabout. Larger yachts or high speed boats can cost 1,000 to 3,000 dollars annually. Factors include boat value horsepower and where you keep the boat. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Lorain Ohio?
Ohio does not mandate boat insurance for most recreational boats. However if you have a loan on the boat your lender will require it. Marinas in Lorain also often require proof of liability coverage before you dock.
What does boat insurance cover on Lake Erie?
Standard policies cover physical damage from storms and collisions. They also include liability for injury to others and damage to other boats. Because Lake Erie can have sudden storms many Lorain agents recommend adding coverage for sinking and salvage.
How do I choose a boat insurance agent in Lorain?
Look for an agent who specializes in marine insurance and knows Lake Erie conditions. Ask about coverage for ice damage and winter layup. Compare quotes from multiple agents to find a policy that fits your boat type and usage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.