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Compare Boat Insurance Agents in Tonawanda, NY

Compare boat insurance agents in Tonawanda. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Tonawanda, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 boat insurance agents in Tonawanda, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marc Scherrer - State Farm Insurance Agent
2161 Sheridan Dr, Tonawanda, NY 14223
(716) 875-0524 marcscherrer.net
John Kristin Associates Inc
879 Brighton Rd, Tonawanda, NY 14150
(716) 957-3470 johnkristinassoc.com
Delbert E McMaster Agency Inc
111 Niagara St, Tonawanda, NY 14150
(716) 693-9841
Consolidated Insurance Agents: Michael Boyle Insurance Agency
2708 Eggert Rd, Tonawanda, NY 14150
(716) 836-8400 boyleinsurance.com

Boat insurance agents in Tonawanda New York help you protect your watercraft on the Niagara River and Lake Erie. New York law requires liability insurance for all motorized boats registered in the state. Local agents can guide you through coverage options that meet state requirements and protect against common risks like collision theft and weather damage.

What Does a Boat Insurance Agent in Tonawanda Cost?

Typical boat insurance costs in New York range from 300 to 800 dollars per year for a standard runabout to over 1500 dollars for larger yachts or high-performance boats. Factors like hull value engine power and navigation area affect the premium. For example a 20000 dollar boat on the Niagara River might cost 400 to 600 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What boat insurance coverage is required in New York?
New York requires liability insurance for all motorized vessels. Minimum limits are 25000 dollars for bodily injury per person 50000 dollars per accident and 10000 dollars for property damage. Your agent can help you meet these minimums and suggest additional coverage.
How do I find a boat insurance agent in Tonawanda?
You can search online for local independent agents or contact major insurers that serve Erie County. Many agents in Tonawanda specialize in marine policies for boats used on the Niagara River and Lake Ontario. Ask about discounts for safety courses and multi-policy bundling.