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Directory of boat insurance agents in Liverpool, New York. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Liverpool, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 boat insurance agents in Liverpool, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
InFocus Insurance
8035 Oswego Rd, Liverpool, NY 13090
(315) 622-3333
infocusinsurance.com
Farmers Auto and Home Insurance - Paul Bianchi
7854 Oswego Rd, Liverpool, NY 13090
(315) 622-2255
agents.farmers.com
Ross, Stepien & Kadey, Inc DBA The Insurance Shop Svcs.
7143 Henry Clay Blvd, Liverpool, NY 13088
(315) 457-1511
theinsuranceshop1.com
Paul Fitzpatrick - State Farm Insurance Agent
306 Tulip St, Liverpool, NY 13088
(315) 457-2561
getfitznow.com
Central New York Agency LLC
7337 Oswego Rd, Liverpool, NY 13090
(315) 934-4466
cnyagency.com
Liverpool Associates Insurance Agency
135 Old Cove Rd, Liverpool, NY 13090
(315) 451-3227
liverpoolassociates.com
Upstate Insurance Agency Inc.
609 7th N St, Liverpool, NY 13088
(315) 944-6494
myupstateinsurance.com
Mary Walsh - State Farm Insurance Agent
605 Old Liverpool Rd, Liverpool, NY 13088
(315) 457-3183
marywalshinsurance.com
Boat insurance agents in Liverpool, New York help protect your vessel against damage, theft, and liability. New York state law requires all motorized boats to carry liability insurance, and agents can guide you through the specific coverage limits needed for Lake Ontario and Oneida River navigation. Local agents understand the unique risks of Central New York waterways including ice damage and seasonal storage requirements.
What Does a Boat Insurance Agent in Liverpool Cost?
Typical boat insurance costs in New York range from $300 to $800 per year for a standard 20-foot powerboat, depending on the vessel value, usage, and coverage limits. Higher-value boats or those used on Lake Ontario may cost $1,000 to $3,000 annually. Factors like safety equipment, boating experience, and claims history also affect premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What minimum liability coverage does New York require for boats?
New York requires boat owners to carry at least $25,000 for bodily injury per person, $50,000 for total bodily injury per accident, and $10,000 for property damage. Agents in Liverpool can help you meet these minimums or recommend higher limits.
Do I need separate insurance for my boat trailer in New York?
Yes, New York law requires separate liability insurance for boat trailers if they are towed on public roads. Your boat insurance agent in Liverpool can bundle this coverage with your vessel policy for convenience.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.