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Boat Insurance Agents in Kenmore, NY

Looking for a boat insurance agent in Kenmore? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Kenmore, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 boat insurance agents in Kenmore, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cassetta Agency Inc
3000 Delaware Ave, Kenmore, NY 14217
(716) 876-7718 cassettainsurance.com
Dennis Evchich Agency Inc
2512 Elmwood Ave, Kenmore, NY 14217
(716) 875-7576 deinsurance.net

Boat insurance agents in Kenmore New York help you protect your watercraft with policies that meet state requirements. New York law requires all registered motorized vessels to carry liability insurance. Local agents can guide you through coverage options for the Niagara River and Lake Erie.

What Does a Boat Insurance Agent in Kenmore Cost?

Typical boat insurance costs in New York range from 300 to 800 dollars per year for a standard runabout. Larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Factors like boat value, horsepower, and your boating history affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boats need insurance in Kenmore New York?
In New York any motorized boat including personal watercraft must have liability insurance. This applies to vessels used on the Niagara River and Lake Erie near Kenmore. Non-motorized boats like kayaks do not require insurance but agents can offer optional coverage.
Does New York require a specific minimum liability amount for boat insurance?
Yes New York law requires at least 25,000 dollars for bodily injury per person and 50,000 dollars for total bodily injury per accident. Property damage liability minimum is 10,000 dollars. Your agent can help you choose higher limits for better protection.
Can I get a discount on boat insurance by bundling with my home or auto policy in Kenmore?
Many insurance agents in Kenmore offer multi-policy discounts when you bundle boat insurance with your home or auto policy. This can reduce your overall premium. Ask your agent about available discounts for safety equipment or completing a boating safety course.