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Find Boat Insurance Agents in Henrietta, NY

Directory of boat insurance agents in Henrietta, New York. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Henrietta, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 boat insurance agents in Henrietta, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Sanz - State Farm Insurance Agent
2900 E Henrietta Rd, Henrietta, NY 14467
(585) 427-7920 ryansanz.com
Rouleau Insurance Agency
2964 E Henrietta Rd, Henrietta, NY 14467
(585) 486-4317 rouleauinsurance.com

Boat insurance agents in Henrietta New York help you protect your watercraft with policies that meet state requirements. New York law does not mandate boat insurance for all vessels but marinas and lenders often require it. An agent can explain options for liability hull damage and uninsured boater coverage specific to the Finger Lakes region.

What Does a Boat Insurance Agent in Henrietta Cost?

Typical boat insurance costs in New York range from 300 to 800 dollars per year for a standard runabout. Larger yachts or high performance boats may cost 1000 to 3000 dollars annually. Premiums vary based on boat value navigation area and deductibles. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Henrietta do?
A boat insurance agent in Henrietta helps you compare policies from different insurers. They explain coverage types like liability medical payments and physical damage. They also advise on New York specific requirements for docking and towing.
Is boat insurance required in New York state?
New York does not require boat insurance for most recreational vessels. However lenders and marinas often require proof of insurance. An agent can help you meet these requirements and avoid fines for uninsured operation on certain waterways.