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Compare boat insurance agents in Grand Island. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Grand Island, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 boat insurance agents in Grand Island, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bob Piatek - State Farm Insurance Agent
1837 Whitehaven Rd, Grand Island, NY 14072
(716) 773-2300
piatekinsurance.com
Ramcy Rizek Independent Insurance Agent
57 Carl Rd, Grand Island, NY 14072
(716) 245-9221
libertymutual.com
Phillip Mastantuono: Allstate Insurance
1979 Grand Island Blvd, Grand Island, NY 14072
(716) 775-0100
agents.allstate.com
First Class Insurance Company
2413 Grand Island Blvd, Grand Island, NY 14072
(716) 217-2883
Eric Berger Insurance
2119 Grand Island Blvd, Grand Island, NY 14072
(716) 773-1500
Boss Agency, Inc.
1875 Grand Island Blvd, Grand Island, NY 14072
(716) 773-3051
erieinsurance.com
Thoughtful Insurance (Grand Island)
2053 Baseline Rd, Grand Island, NY 14072
(716) 431-5292
thoughtfulins.com
Boat insurance agents in Grand Island, New York help you protect your watercraft on the Niagara River and Lake Erie. New York state law requires all motorized vessels to carry liability insurance. Local agents can guide you through coverage options that meet state requirements and protect against common risks on Western New York waterways.
What Does a Boat Insurance Agent in Grand Island Cost?
Typical boat insurance costs in New York range from 300 to 800 dollars per year for a standard runabout, but can be higher for larger vessels or high-performance boats. Factors include boat value, horsepower, navigation area, and your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Grand Island New York?
Boat insurance in New York typically covers physical damage to your vessel, liability for injuries to others, and property damage. It may also include coverage for theft, towing, and fuel spill cleanup. New York law requires a minimum of 25,000 dollars for bodily injury per person and 50,000 dollars per accident for motorized boats.
Do I need boat insurance to dock in Grand Island marinas?
Many marinas in Grand Island require proof of liability insurance before you can dock or store your boat. Some marinas also require you to name them as an additional insured on your policy. Check with your specific marina for their requirements.
How can a boat insurance agent help me save money in New York?
A local agent can compare policies from multiple insurers to find competitive rates. They can also advise on discounts for safety courses, bundling with home or auto insurance, and choosing a higher deductible. New York offers a 10 percent discount for completing a boating safety course.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.