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Compare Boat Insurance Agents in Clarence, NY

Directory of boat insurance agents in Clarence, New York. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Clarence, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 boat insurance agents in Clarence, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Messuro - State Farm Insurance Agent
9125 Main St, Clarence, NY 14031
(716) 759-1570 insuranceadvisormike.com
Emerling Floss Murphy & Associates LLC
9092 Main St, Clarence, NY 14031
(716) 631-0190 efm-agency.com
Michael Forster Insurance Advisor
10785 Howe Rd, Clarence, NY 14031
(716) 316-3874 aeblyandassociates.com
Farmers Insurance - Roger Schapiro
10654 Main St, Clarence, NY 14031
(716) 458-3105 agents.farmers.com
Braun-Joyner Agency Inc
10885 Main St, Clarence, NY 14031
(716) 403-3306 braunjoyneragency.com
Brady Insurance Agency
9132 Main St, Clarence, NY 14031
(716) 759-2138 bradyia.com
Farm Family Life Insurance Co
10225 Main Rd, Clarence, NY 14031
(716) 204-9093 farmfamily.com
W J Cox Associates Inc
9600 Main St Suite 3, Clarence, NY 14031
(716) 759-9606 wjcox.com
Your Local Advice: Allstate Insurance
10060 Main St, Clarence, NY 14031
(716) 226-0726 agents.allstate.com

What Does a Boat Insurance Agent in Clarence Cost?

Boat insurance costs in New York vary widely based on boat value, size, horsepower, and usage. For a typical 20-foot pleasure boat, annual premiums range from 300 to 800 dollars. Larger vessels or high-performance boats can cost 1,000 to 3,000 dollars or more per year. Factors like safety equipment, boating experience, and claims history also affect rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is boat insurance required in New York?
New York does not mandate boat insurance for most recreational vessels. However, if you have a loan on the boat or dock at a marina, insurance is typically required. Liability coverage is strongly recommended to protect against accidents.
What does boat insurance cover in Clarence New York?
Standard boat insurance policies cover physical damage, theft, liability for bodily injury or property damage, and medical payments. You can add coverage for towing, fuel spill liability, and uninsured boater protection. Policies often exclude wear and tear.
How do I choose a boat insurance agent in Clarence?
Look for an agent who specializes in marine insurance and understands New York waterways. Ask about coverage limits, deductibles, and whether the policy includes navigational limits for the Great Lakes. Compare quotes from multiple agents to find suitable terms.