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Looking for a boat insurance agent in Centereach? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Centereach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 boat insurance agents in Centereach, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
E.A. Funk & Associates, Inc.
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
ericfunkagency.com
Joe Booker: Allstate Insurance
1800 Middle Country Rd, Centereach, NY 11720
(631) 588-3300
agents.allstate.com
Juleigha Schmidt - State Farm Insurance Agent
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
juleighainsuresnys.com
State Farm Insurance
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
statefarm.com
Greg Torkelsen: Allstate Insurance
2371 Middle Country Rd, Centereach, NY 11720
(631) 676-6464
agents.allstate.com
Hassle-Free Insurance Agency
500 Mather Dr, Centereach, NY 11720
(315) 204-0012
CIA Insurance Agency
11 Pleasant Ave, Centereach, NY 11720
(631) 588-0300
ciainsuranceagency.com
Nationwide Insurance
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
nationwide.com
Boat insurance agents in Centereach, New York help local boat owners protect their vessels on Long Island waters. New York state law requires all motorized watercraft to carry liability insurance, with minimum limits of 25,000 dollars for bodily injury per person and 50,000 dollars per accident. Agents in Centereach can guide you through coverage options that also meet marina and lender requirements.
What Does a Boat Insurance Agent in Centereach Cost?
Typical boat insurance costs in New York range from 300 to 800 dollars per year for a standard 20-foot powerboat. For larger vessels or high-performance boats, annual premiums can exceed 2,000 dollars. Factors such as boat age, horsepower, storage location in Centereach, and your claims history affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Centereach New York?
Boat insurance in New York typically covers physical damage to your vessel, liability for injuries or damage to others, and medical payments. It can also include coverage for towing, fuel spill liability, and personal property on board. Policies often exclude wear and tear or gradual deterioration.
Is boat insurance required by law in New York?
Yes, New York state law requires liability insurance for any motorized watercraft operated on public waterways. The minimum liability limits are 25,000 dollars per person for bodily injury and 50,000 dollars per accident. Uninsured boater coverage is also required.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.