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Compare Boat Insurance Agents in Baldwinsville, NY

Compare boat insurance agents in Baldwinsville. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Baldwinsville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 boat insurance agents in Baldwinsville, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Horan Companies - The Insurance Place
63 E Genesee St Suite B, Baldwinsville, NY 13027
(315) 635-2095 horaninsured.com
Scott Northrup - State Farm Insurance Agent
52 Oswego St #1, Baldwinsville, NY 13027
(315) 303-4426 scottnorthrupinsurance.com
Heritage Insurance Agency, Inc.
8 Tappan St, Baldwinsville, NY 13027
(315) 925-5300 heritageagencies.com
White Harbor Group Insurance
26 E Genesee St #305, Baldwinsville, NY 13027
(315) 352-0035 whginsurance.com
Frank Marinelli - State Farm Insurance Agent
3444 NY-31 Ste 5, Baldwinsville, NY 13027
(315) 622-7283 insure31.com
State Farm Insurance
60 1/2 Salina St, Baldwinsville, NY 13027
(315) 638-0247 statefarm.com
Higgins Insurance Agency
2273 Downer St, Baldwinsville, NY 13027
(315) 635-0050 higginsins.com
Mirabito-Gresham Insurance & Bonds Agency, LLC
16 Oswego St, Baldwinsville, NY 13027
(315) 635-7600 mirabitogresham.com
Huntington Insurance Agency
6 Southgate Rd, Baldwinsville, NY 13027
(315) 635-9795 thehuntingtonagency.com

Boat insurance agents in Baldwinsville New York help protect your watercraft on the Seneca River and Oneida Lake. New York state law requires all motorized vessels to carry liability insurance. Local agents can guide you through required coverages and optional protections for your specific boating needs.

What Does a Boat Insurance Agent in Baldwinsville Cost?

Typical boat insurance costs in New York range from 200 to 800 dollars per year for basic liability coverage on a small boat. Full coverage policies for larger vessels or high performance boats can cost 1,000 to 3,000 dollars annually. Premiums vary based on boat value, usage, and your location on the Seneca River or Oneida Lake. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are required in New York?
New York requires liability insurance for all motorized watercraft. This covers bodily injury and property damage you may cause to others. Your agent can help you meet the minimum coverage limits set by state law.
How do I choose a boat insurance agent in Baldwinsville?
Look for an agent who specializes in marine insurance and knows local waterways like the Seneca River. Ask about their experience with New York specific regulations and whether they offer policies for different boat types including pontoons and fishing boats.
What factors affect boat insurance costs in New York?
Costs depend on your boats value, horsepower, length, and where you keep it. Your claims history and boating experience also matter. Agents in Baldwinsville can compare quotes from multiple insurers to find a policy that fits your budget.