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Find Boat Insurance Agents Near You in Garfield, NJ
Directory of boat insurance agents in Garfield, New Jersey. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Garfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 boat insurance agents in Garfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dani Candelario - State Farm Insurance Agent
24 Outwater Ln, Garfield, NJ 07026
(973) 330-5388
askdani.com
Insurox
400 River Dr, Garfield, NJ 07026
(973) 546-1099
insurox.com
Imperial Agency, Inc.
60 Outwater Ln, Garfield, NJ 07026
(973) 546-9567
imperial79.com
North Jersey Insurance Group
358 Midland Ave, Garfield, NJ 07026
(201) 773-8989
njinsgrp.com
Farmers Insurance - Christos Hatzis
303 Semel Ave Suite B, Garfield, NJ 07026
(201) 272-1200
agents.farmers.com
skalinsurance
361 County Rd 67, Garfield, NJ 07026
(973) 471-0900
Boat insurance agents in Garfield, New Jersey help boat owners protect their watercraft with policies that meet state requirements. New Jersey law mandates liability coverage for boats with more than 10 horsepower, including minimum limits of 15,000 per person and 30,000 per accident for bodily injury. Local agents can also advise on additional coverage for theft, vandalism, and towing on the Passaic River or nearby lakes.
What Does a Boat Insurance Agent in Garfield Cost?
Boat insurance costs in New Jersey typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Premiums depend on factors like boat value, horsepower, usage, and your boating experience. Higher coverage limits or adding a trailer can increase the cost. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What boat insurance coverage is required in New Jersey?
New Jersey requires liability insurance for any boat with a motor over 10 horsepower. The minimum limits are 15,000 dollars for bodily injury per person, 30,000 dollars per accident, and 5,000 dollars for property damage. Uninsured boater coverage is also mandatory.
How do I find a boat insurance agent in Garfield New Jersey?
You can search online for local independent agents or contact major insurers that serve Bergen County. Many agents in Garfield offer free quotes and can explain policy options for your specific boat type, such as a bass boat or pontoon.
Can I get boat insurance for a used boat in Garfield?
Yes, most agents in Garfield can insure used boats. The policy value is typically based on the boat's actual cash value or agreed value. You will need to provide the boat's hull identification number and a recent survey for older vessels.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.