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Directory of boat insurance agents in Florence, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Florence, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 boat insurance agents in Florence, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph F. McHugh Insurance Agency, Inc.
300 Broad St, Florence, NJ 08518
(609) 499-0533
mchugh-insurance.com
David Hutchison
314 W Front St, Florence, NJ 08518
(609) 499-1111
content.naic.org
Boat insurance agents in Florence New Jersey help you protect your watercraft against damage theft and liability. New Jersey law requires all motorized boats to carry liability insurance with minimum limits of 15 thousand dollars for bodily injury per person and 30 thousand dollars per accident. An agent can explain how local risks like the Delaware River and Rancocas Creek affect your policy needs.
What Does a Boat Insurance Agent in Florence Cost?
Boat insurance costs in New Jersey typically range from 300 to 800 dollars per year for a basic policy on a small powerboat. Larger vessels or high-performance boats can cost 1000 to 3000 dollars annually. Factors like boat value horsepower storage location and your claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boats need insurance in Florence New Jersey?
Any motorized boat including powerboats jet skis and sailboats with an engine must have liability insurance in New Jersey. Non-motorized vessels like kayaks and canoes do not require insurance but agents often recommend coverage for theft and damage.
Does my homeowners insurance cover my boat in Florence?
Homeowners insurance usually provides very limited boat coverage often only for small boats under a certain length or value. For larger boats or those with motors you need a separate boat insurance policy from a licensed agent.
What does boat insurance typically cover in New Jersey?
Standard boat insurance covers physical damage to your boat liability for injuries or damage to others medical payments and uninsured boater coverage. Many policies also include towing and wreck removal which is important on New Jersey waterways.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.