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Find Boat Insurance Agents Near You in Clark, NJ

Looking for a boat insurance agent in Clark? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Clark, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 boat insurance agents in Clark, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Omega Insurance Agency
155 Westfield Ave, Clark, NJ 07066
(908) 355-8765 omegainsagency.com
Jeffrey Reisel: Allstate Insurance
1065 Raritan Rd, Clark, NJ 07066
(732) 381-3100 agents.allstate.com
American Insurance
1129 Raritan Rd, Clark, NJ 07066
(732) 680-4444 americanins.com
Michael Lyne - State Farm Insurance Agent
472 Westfield Ave, Clark, NJ 07066
(732) 340-0500 mikelyne.com
Village Insurance Agency, Inc.
95 Westfield Ave, Clark, NJ 07066
(732) 396-4466 village-insurance.com
The Pangborn Agency
133 Westfield Ave, Clark, NJ 07066
(732) 476-5113
New Jersey Agency Network
1129 Raritan Rd, Clark, NJ 07066
(732) 680-4444 njansiaa.com

Boat insurance agents in Clark, New Jersey help protect your vessel with liability and physical damage coverage. New Jersey law does not require boat insurance for all watercraft, but marinas and lenders often mandate it. Local agents can tailor policies to cover risks like storms on the Raritan River or collisions in nearby coastal waters.

What Does a Boat Insurance Agent in Clark Cost?

Boat insurance in New Jersey typically costs between $300 and $800 per year for a small runabout, while larger yachts can cost $1,500 to $5,000 annually. Factors include boat value, horsepower, navigation area, and your claims history. Premiums may be higher for boats stored in coastal areas like Clark due to storm risk. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in New Jersey?
Boat insurance typically covers liability for bodily injury and property damage, plus physical damage to your boat from accidents, theft, or weather. New Jersey law requires liability coverage if you operate a motorboat with more than 10 horsepower on state waters.
Do I need boat insurance to dock at a marina in Clark?
Many marinas in New Jersey require proof of liability insurance before allowing you to dock or store your boat. Check with your specific marina for their minimum coverage limits, which often include at least $300,000 in liability.
How does New Jersey weather affect boat insurance costs?
New Jersey experiences hurricanes and nor'easters, so insurers may require separate windstorm or named storm deductibles. Policies often have a waiting period for storm coverage, so buy insurance well before hurricane season starts June 1.