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Compare boat insurance agents in Chester. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 boat insurance agents in Chester, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397
phoenixinsgrp.com
Life Guard Insurance Agency
290 US-206, Chester, NJ 07930
(862) 200-9358
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616
dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561
theinsuranceoutfit.com
PillarIA LLC - Pillar Insurance Associates
4 Mill Ridge Ln Floor 2, Chester, NJ 07930
(908) 698-0477
pillaria.com
Boat insurance agents in Chester, New Jersey help you protect your watercraft with policies tailored to local needs. New Jersey law requires all motorized boats to carry liability insurance, and an agent can guide you through the specific coverage minimums. Whether you keep your boat on Lake Hopatcong or a nearby river, a local agent understands the risks of New Jersey waterways.
What Does a Boat Insurance Agent in Chester Cost?
Boat insurance in New Jersey typically costs between 300 and 800 dollars per year for a standard runabout, but rates can vary widely based on boat value, horsepower, and your claims history. A high-performance boat or yacht may cost 1,000 to 3,000 dollars annually. Factors like your location in Chester, storage type, and navigation area also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in New Jersey?
Yes, New Jersey law requires liability insurance for all motorized boats. The minimum coverage is 15,000 for bodily injury per person, 30,000 per accident, and 5,000 for property damage. An agent in Chester can help you meet these requirements.
What does boat insurance typically cover in New Jersey?
Boat insurance policies usually cover physical damage to your boat, liability for injuries or damage to others, and medical payments. Many policies also include coverage for towing, fuel spill liability, and uninsured boaters. Your agent can explain optional add-ons like hurricane haul-out coverage.
How can I find a boat insurance agent in Chester New Jersey?
You can search online for local independent agents or contact major insurers that serve Morris County. Many agents in Chester offer free quotes and can compare policies from multiple carriers. Be sure to ask about discounts for safety courses or bundling with home or auto insurance.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.