ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse boat insurance agents serving Budd Lake, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Budd Lake, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 boat insurance agents in Budd Lake, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Maisano - State Farm Insurance Agent
238 US-46 W, Budd Lake, NJ 07828
(973) 691-1212
tommaisano.com
John Johnson Insurance Services, LLC
481 US-46, Budd Lake, NJ 07828
(908) 747-4282
jjinsurancenj.com
Boat insurance agents in Budd Lake, New Jersey help protect your watercraft against risks like collision, theft, and liability. New Jersey law requires all motorized boats to carry liability insurance, and agents can guide you through state-specific requirements. Budd Lake is a popular spot for recreational boating, making local coverage essential for peace of mind on the water.
What Does a Boat Insurance Agent in Budd Lake Cost?
The cost of boat insurance in New Jersey typically ranges from 300 to 800 dollars per year for a standard policy on a small motorboat. Factors like boat value, horsepower, usage, and your driving record affect the premium. Larger boats or those used in coastal waters may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance typically cover in Budd Lake?
Boat insurance in Budd Lake usually covers physical damage to your boat, liability for injuries or property damage, and medical payments. It can also include towing and roadside assistance. New Jersey requires a minimum liability limit of 15,000 dollars for bodily injury and 5,000 dollars for property damage.
Do I need boat insurance if I only use my boat on Budd Lake?
Yes, New Jersey law requires all motorized boats to have liability insurance regardless of where they are used. Even if you only boat on Budd Lake, you must carry at least the state minimum coverage. Non-motorized boats like kayaks are not required to have insurance but it is still recommended.
How do I choose a boat insurance agent in Budd Lake?
Look for an agent who is licensed in New Jersey and has experience with local waterways like Budd Lake. Ask about coverage options for your specific boat type and usage. Compare quotes from multiple agents to find a policy that fits your needs and budget.
Free • No Obligation
Compare Boat Insurance Agents
Get matched with agents in Budd Lake who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.