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Find Boat Insurance Agents in Bernardsville, NJ

Directory of boat insurance agents in Bernardsville, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Bernardsville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 boat insurance agents in Bernardsville, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frantz Gaston Jr - State Farm Insurance Agent
80 Morristown Rd Unit 18, Bernardsville, NJ 07924
(908) 373-1111 fgjagcy.com
Hurley Agency, Insurance agency
170 Douglass Ave, Bernardsville, NJ 07924
(908) 625-9959 hurleyagency.com

Boat insurance agents in Bernardsville New Jersey help you protect your watercraft with policies that meet state requirements. New Jersey law mandates liability coverage for boats with motors over 10 horsepower. Local agents understand the unique risks of navigating rivers and lakes in Somerset County.

What Does a Boat Insurance Agent in Bernardsville Cost?

Typical boat insurance costs in New Jersey range from 300 to 800 dollars per year for a standard runabout. Larger yachts or high performance boats can cost 1,500 dollars or more annually. Factors include boat value horsepower and your boating record. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Bernardsville New Jersey?
Boat insurance typically covers physical damage to your vessel liability for injuries or damage to others and medical payments. In New Jersey uninsured boater coverage is also available to protect you if an at-fault boater has no insurance.
Do I need boat insurance in New Jersey?
New Jersey law requires liability insurance for any boat with a motor of more than 10 horsepower. This includes personal watercraft like Jet Skis. Proof of insurance must be carried on the vessel at all times.
How do I choose a boat insurance agent in Bernardsville?
Look for an agent who specializes in marine insurance and knows New Jersey waterways. Ask about coverage for storage during winter months and whether your policy includes towing assistance on local lakes.