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Directory of boat insurance agents in Amherst, New Hampshire. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Amherst, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Hampshire before hiring.
Showing 6 boat insurance agents in Amherst, NH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pete Ackerson - State Farm Insurance Agent
294 State Rte 101 Ste 1, Amherst, NH 03031
(603) 673-0221
peteackerson.com
HPM Insurance
101 Ponemah Rd, Amherst, NH 03031
(603) 673-1201
hpminsurance.com
Davis & Towle Walnut Hill Insurance
27 NH-101A, Amherst, NH 03031
(603) 672-5155
dtwhinsurance.com
Marie Terhune Licensed Insurance Broker
6 Standish Way, Amherst, NH 03031
(603) 377-9577
medicareagentshub.com
Tom Peters - State Farm Insurance Agent
135 NH-101A, Amherst, NH 03031
(603) 889-4333
tompetersinsurance.com
Brian Morin: Allstate Insurance
292 State Rte 101 Bldg F Unit 5, Amherst, NH 03031
(603) 913-6111
agents.allstate.com
Boat insurance agents in Amherst, New Hampshire help you protect your watercraft with policies tailored to local needs. New Hampshire requires liability coverage for boats with motors over 25 horsepower, and many lenders also require physical damage coverage. Local agents understand the risks of nearby lakes like Baboosic Lake and the Merrimack River.
What Does a Boat Insurance Agent in Amherst Cost?
Typical boat insurance costs in New Hampshire range from $200 to $800 per year for basic liability coverage on a small motorboat. For larger vessels or those with high horsepower, annual premiums can reach $1,500 or more. Factors like boat value, usage, claims history, and storage location affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in Amherst NH?
Agents offer liability, collision, comprehensive, and uninsured boater coverage. Liability covers damage to others and is required by New Hampshire law for motorized boats over 25 horsepower. Comprehensive covers theft, vandalism, and weather damage.
Do I need boat insurance to launch on New Hampshire lakes?
Yes, New Hampshire law requires liability insurance for any boat with a motor over 25 horsepower. Some marinas and launch sites in Amherst may also require proof of insurance before allowing access. Check with your agent for specific requirements.
How does New Hampshire boat insurance handle winter storage?
Many policies offer reduced coverage during winter storage months, typically November through March. You can often lower your premium by switching to a storage-only policy that covers fire, theft, and vandalism while the boat is out of water. Your agent can explain the options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Hampshire.