The top-rated boat insurance agent in Billings, Montana is Diana Larson - State Farm Insurance Agent, rated 5.0 stars across 811 reviews. Other highly rated options include Sean O'Daniel - State Farm Insurance Agent, Thurston Family Insurance, LLC, Raychel Carlson Insurance Agency. This directory lists 20 boat insurance agents serving Billings.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diana Larson - State Farm Insurance Agent | 3202 Henesta Dr J | (406) 656-4764 |
| 2 | Sean O'Daniel - State Farm Insurance Agent | 1020 Shiloh Crossing Blvd Ste 3 | (406) 702-7711 |
| 3 | Thurston Family Insurance, LLC | 223 Shiloh Rd Unit 6 | (406) 534-0133 |
| 4 | Raychel Carlson Insurance Agency | 175 N 27th St #1210 | (406) 272-6699 |
| 5 | Merenz Insurance Agency | 812 Central Ave | (406) 294-9114 |
| 6 | Austin Bies at Comparion Insurance Agency | 1678 Shiloh Rd STE 1 | (406) 200-6636 |
| 7 | Leavitt Great West | 2345 King Ave W suite e | (406) 252-4104 |
| 8 | Jackson & Iverson Insurance | 2619 St Johns Ave Ste B & C | (406) 656-1660 |
| 9 | Darnielle Insurance | 1320 28th St W | (406) 652-4180 |
| 10 | Marsh McLennan Agency | 3289 Gabel Rd | (406) 238-1900 |
Diana Larson - State Farm Insurance Agent serves the Billings, MT area as a boat insurance agent. The agency helps local boat owners secure policies that cover physical damage, liability, and other common watercraft exposures. Specializing in fishing boats, pleasure craft, and personal watercraft, the office assists clients in finding coverage options that meet both state requirements and individual needs. The agency also provides separate policies for boat trailers to ensure full on-water and on-road protection.
Serving Billings and the surrounding area, Sean O'Daniel - State Farm Insurance Agent provides comprehensive boat insurance policies, covering a range of watercraft from personal watercraft to larger vessels. The agency typically offers service plans tailored to local needs, including coverage for liability, physical damage, and on-water towing. Standard maintenance schedules are included to help protect clients' investments throughout Montana's boating seasons. This insurance agent primarily services single-family homes, as well as apartments, retail, and restaurants in the community for their associated boat and watercraft needs.
Thurston Family Insurance, LLC serves homeowners and businesses in Billings, MT. It offers boat insurance agent services to help customers protect their watercraft from common risks on local lakes and rivers. The agency assists in selecting appropriate coverage for various types of boats and personal watercraft. It also extends its services to property managers who need liability protection for watercraft used on their managed properties. Willis homeowners and businesses in the neighboring community of Lockwood, as well as the broader Billings Heights area, receive the same coverage support.
Raychel Carlson Insurance Agency in Billings, MT provides boat insurance coverage through either a one-time policy for a single season or a recurring annual plan that automatically renews. These policies address common risks on area waterways, including damage from collisions, weather, and theft, as well as liability for accidents involving others. Services for claims assistance or policy adjustments run on an as-needed basis when a customer requests a change or files a report in person, online, or by phone.
As boat owners in Billings prepare for the busy summer season on the Yellowstone River or nearby reservoirs, Merenz Insurance Agency helps them secure proper coverage before launching. Protecting a watercraft from storm damage, theft, or collision liability requires coverage tailored to local conditions. This agency works directly with clients to select a policy that fits their vessel, whether it is a fishing boat or a pleasure craft. A typical first step involves a brief inspection of the boat and a discussion of its value.
Austin Bies at Comparion Insurance Agency works with boat owners in Billings, Montana, to craft liability and physical damage coverage tailored for a variety of watercraft. Specialized add-ons such as towing and emergency assistance, personal effects protection, and pollution liability can be arranged for clients. This office issues plans for recreational speedboats, fishing vessels, and sailboats, and also serves a range of commercial sectors, including marinas, boat repair facilities, and marine equipment warehouses.
Leavitt Great West in Billings, MT offers boat insurance services primarily for residential customers with personal watercraft and recreational vessels. The company also writes commercial coverage for marinas, fishing charters, and other marine businesses throughout Montana and the surrounding region. Policies address common regional concerns such as liability on Yellowstone River currents and hail damage to stored boats. Agents assist with claims filing throughout the season. Returning clients often schedule annual policy reviews between regular spring launch and winter layup visits.
As a boat insurance agent in Billings, MT, Jackson & Iverson Insurance specializes in arranging coverage for watercraft used on area rivers and reservoirs. It also provides policies for personal watercraft and fishing boats, including liability and physical damage protection. The agency helps boat owners evaluate policy limits and navigational areas. Before each spring launch and during the fall storage season, it assists clients in reviewing their deductibles for potential damage from heavy winds on the Yellowstone River.
Serving Billings, Montana, and the surrounding communities on Yellowstone River, Darnielle Insurance handles comprehensive boat insurance coverage for personal watercraft, sailboats, and powerboats used across local lakes and reservoirs. Its policies address standard risks including collision, theft, liability, and damage from weather or debris. The company takes a straightforward, consultative approach to each client's needs, working through boat values, usage patterns, and storage requirements to structure policies that align with individual coverage requirements.
Marsh McLennan Agency in Billings, Montana, can assist clients by distinguishing between a single boat insurance policy for a specific purchase and a recurring policy that renews annually to maintain continuous coverage. Their offerings include liability protection, physical damage coverage for the hull, and provisions for equipment on board, tailored to local waterway usage. Service for these boat insurance policies is available on an as-needed basis, whether for initial inquiries, claims, or policy adjustments.
What Does a a Boat Insurance Agent in Billings Cost?
Typical boat insurance costs in Montana range from 300 to 800 dollars per year for a standard fishing boat. Higher value boats or personal watercraft can cost 500 to 1,500 dollars annually. Factors affecting cost include boat value, horsepower, storage location, and your claims history. This is general information, not insurance advice.
About boat insurance agents in Billings
Billings boat insurance agents help you protect your watercraft on the Yellowstone River and nearby reservoirs. Montana requires liability coverage for motorized boats and personal watercraft. Local agents can explain state-specific requirements like the mandatory boater education card for operators under 18.
Frequently Asked Questions
What types of boat insurance are available in Billings?
Boat insurance in Billings typically includes liability, collision, comprehensive, and uninsured boater coverage. Agents also offer coverage for trailers, accessories, and towing assistance. Policies can be tailored for fishing boats, pontoons, and personal watercraft.
Does Montana require boat insurance?
Montana does not require boat insurance by state law, but lenders often require it for financed watercraft. Liability coverage is strongly recommended to protect against accidents on the water. Some marinas and storage facilities also require proof of insurance.
How do I choose a boat insurance agent in Billings?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with Montana specific risks like ice damage and spring runoff. Compare quotes from multiple agents to find coverage that fits your needs and budget.
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