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Boat Insurance Agents in University City, MO

Compare boat insurance agents in University City. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
University City, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 2 boat insurance agents in University City, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John A Smith - State Farm Insurance Agent
7165 Delmar Blvd Apt 111, University City, MO 63130
(314) 726-4757 statefarm.com
Renee Bolden American Family Insurance
7299 Olive Blvd Apt B, University City, MO 63130
(314) 862-6560 amfam.com

Boat insurance agents in University City, Missouri help protect your watercraft against damage, theft, and liability. Missouri law does not require boat insurance for most vessels, but lenders and marinas often require it. Local agents can guide you through coverage options specific to the Missouri River and area lakes.

What Does a Boat Insurance Agent in University City Cost?

Typical boat insurance costs in Missouri range from 200 to 600 dollars per year for a basic policy on a small boat. Larger vessels or those with higher value can cost 1,000 dollars or more annually. Factors like boat type, age, usage, and your driving record affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is boat insurance required in Missouri?
Missouri does not require boat insurance for most watercraft. However, if you have a loan on your boat or store it at a marina, insurance is typically mandatory. Liability coverage is strongly recommended to protect against accidents.
What does boat insurance typically cover in University City?
Boat insurance policies in Missouri usually cover physical damage to your boat, theft, liability for bodily injury or property damage, and medical payments. Some policies also include coverage for towing and fuel spill cleanup.
How do I choose a boat insurance agent in University City?
Look for an agent who specializes in watercraft insurance and is familiar with Missouri boating regulations. Ask about coverage for the specific type of boat you own, such as a fishing boat, pontoon, or personal watercraft.