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Boat Insurance Agents in St Ann, MO

Directory of boat insurance agents in St Ann, Missouri. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
St Ann, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 3 boat insurance agents in St Ann, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eddie Holman - State Farm Insurance Agent
500 NW Plz Dr Ste 416, St Ann, MO 63074
(314) 219-5977 eddieismyagent.com
Jim Webster Sr. - State Farm Insurance Agent
9883 St Charles Rock Rd, St Ann, MO 63074
(314) 428-3800 jimwebster.org
Shelter Insurance - James Dougherty
3459 Ashby Rd, St Ann, MO 63074
(314) 427-1102 shelterinsurance.com

St Ann Missouri boat insurance agents help you protect your watercraft with policies tailored to local needs. Missouri law requires liability coverage for motorized boats, and agents in St Ann can guide you through state-specific requirements. They offer policies for fishing boats, pontoons, and personal watercraft used on the Missouri River and nearby lakes.

What Does a Boat Insurance Agent in St Ann Cost?

Typical boat insurance costs in Missouri range from 200 to 600 dollars per year for a standard fishing boat, while larger cruisers or high-performance boats may cost 800 to 2,000 dollars annually. Premiums depend on factors like boat value, horsepower, usage, and your claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What boat insurance coverage is required in Missouri?
Missouri requires liability insurance for motorized boats with more than 50 horsepower. This covers bodily injury and property damage you may cause to others. Your St Ann agent can explain minimum limits and recommend additional coverage.
How do I find a boat insurance agent in St Ann Missouri?
You can search online for local independent agents or contact major insurers with offices in St Ann. Many agents offer free quotes and can compare policies from multiple companies. Look for agents who specialize in marine or recreational vehicle insurance.
Does my homeowners policy cover my boat in St Ann?
Homeowners policies usually provide limited coverage for small boats, often only up to a certain value and with restrictions. For larger or faster watercraft, a separate boat insurance policy from a St Ann agent is recommended to ensure full protection.