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Find Boat Insurance Agents in Maryland Heights, MO

Browse boat insurance agents serving Maryland Heights, Missouri. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Maryland Heights, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 5 boat insurance agents in Maryland Heights, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Spotanski - State Farm
11815 Dorsett Rd, Maryland Heights, MO 63043
(314) 291-3388 saraspotinsurance.com
McCarthy Insurance Group LLC American Family Insurance
929 Fee Fee Rd # 101, Maryland Heights, MO 63043
(314) 343-4502 amfam.com
The Kelsi Stulce-Hull Agency LLC American Family Insurance
929 Fee Fee Rd Suite 102, Maryland Heights, MO 63043
(314) 205-9444 amfam.com
The Graf Group Insurance
6 Fee Fee Rd, Maryland Heights, MO 63043
(314) 291-1600 grafgroupinsurance.com
Shelter Insurance - Chris Hansel
11652 Dorsett Rd Ste A, Maryland Heights, MO 63043
(314) 427-6532 shelterinsurance.com

Boat insurance agents in Maryland Heights, Missouri help you protect your watercraft on the Missouri River and local lakes. Missouri law does not require boat insurance, but lenders and marinas often require it. A local agent can explain coverage options for liability, physical damage, and uninsured boater protection.

What Does a Boat Insurance Agent in Maryland Heights Cost?

The cost of boat insurance in Missouri varies based on boat value, type, and usage. For a small fishing boat, annual premiums may range from 200 to 500 dollars. For a larger cruiser or yacht, costs can be 1,000 to 3,000 dollars per year or more. Factors like your boating experience, claims history, and location near Maryland Heights also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is boat insurance required by law in Missouri?
Missouri does not require boat insurance by state law. However, if you have a loan on your boat, the lender will require coverage. Marinas and storage facilities may also require proof of insurance.
What does boat insurance typically cover in Missouri?
Boat insurance in Missouri usually covers liability for damage or injury to others, physical damage to your boat from collision or weather, and theft. You can also add coverage for towing, fuel spill liability, and personal property on board.
How do I choose a boat insurance agent in Maryland Heights?
Look for an agent who specializes in watercraft insurance and understands local boating conditions on the Missouri River. Compare quotes from multiple agents and ask about discounts for safety courses or bundling with home or auto policies.