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Directory of boat insurance agents in Waite Park, Minnesota. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Waite Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 boat insurance agents in Waite Park, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Central Insurance Group
72 10th Ave S Suite 201, Waite Park, MN 56387
(320) 774-2005
central-insurancegroup.com
Ehlinger & Associates, Inc. - American Family Insurance
1123 2nd St S, Waite Park, MN 56387
(320) 251-9141
amfam.com
Patriot Insurance Brokers
49 2nd Ave N Suite 101, Waite Park, MN 56387
(320) 252-8222
patriotinsurancebrokers.com
Omann Insurance
129 Waite Ave N, Waite Park, MN 56387
(320) 252-6175
omanninsurance.com
Boat insurance agents in Waite Park, Minnesota help you protect your watercraft against damage, theft, and liability. Minnesota requires liability insurance for boats with more than 50 horsepower, and local agents can guide you through state-specific requirements. Whether you boat on the Mississippi River or nearby lakes, an agent can tailor a policy to your needs.
What Does a Boat Insurance Agent in Waite Park Cost?
Boat insurance costs in Minnesota vary widely based on boat value, horsepower, and usage. A typical policy for a small fishing boat may cost 200 to 400 dollars per year, while a larger yacht can cost 1,000 to 3,000 dollars annually. Factors like your driving record, where you store the boat, and coverage limits also affect the price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Waite Park Minnesota?
Boat insurance typically covers physical damage to your boat, liability for injuries or damage to others, and medical payments. In Minnesota, policies often include coverage for ice damage and winter storage. Your agent can explain optional coverages like towing and personal property.
Is boat insurance required by law in Minnesota?
Minnesota law requires liability insurance for boats with more than 50 horsepower. You must carry at least 30,000 dollars for bodily injury per person, 60,000 dollars per accident, and 10,000 dollars for property damage. Your agent can verify your policy meets these minimums.
How do I choose a boat insurance agent in Waite Park?
Look for an agent who specializes in marine insurance and knows local waterways. Ask about their experience with Minnesota regulations and claims handling. Compare quotes from multiple agents to find a policy that fits your budget and coverage needs.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.