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Browse boat insurance agents serving St Michael, Minnesota. Contact information and addresses listed below.
6 agents listed
Updated May 2026
St Michael, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 6 boat insurance agents in St Michael, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Derek Brant - State Farm Insurance Agent
112 Central Ave E, St Michael, MN 55376
(763) 497-4940
derekbrantinsurance.com
Farmers Insurance - David Mugg
400 Central Ave E Ste 55, St Michael, MN 55376
(763) 298-3563
agents.farmers.com
CareWise Insurance MN
28 Main St S, St Michael, MN 55376
(763) 220-1479
Nationwide Insurance: All Insurance Services, Inc.
213 Meadowlark Rd SE, St Michael, MN 55376
(763) 497-2247
agency.nationwide.com
Zachman Insurance Agency Inc
12725 43rd St NE #101, St Michael, MN 55376
(763) 497-2430
zachmaninsurance.com
Creekside Insurance Solutions
705 Central Ave E r11, St Michael, MN 55376
(763) 412-1995
Boat insurance agents in St Michael, Minnesota help protect your watercraft against damage, theft, and liability. Minnesota requires liability insurance for motorized watercraft operated on public waters. Local agents can guide you through state-specific requirements and coverage options for lakes like Lake Rebecca and Lake Charlotte.
What Does a Boat Insurance Agent in St Michael Cost?
Boat insurance costs in Minnesota vary based on boat type, value, usage, and your driving record. For a typical runabout or fishing boat, annual premiums range from 200 to 600 dollars. Larger yachts or high-performance boats may cost 800 to 2,000 dollars per year or more. Factors like storage location and safety equipment can affect your rate. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Minnesota?
Boat insurance typically covers physical damage to your watercraft, liability for injuries or property damage you cause, and medical payments. Minnesota law requires liability coverage for motorized boats, and many policies also include coverage for trailers and personal belongings.
How do I find a boat insurance agent in St Michael?
You can search for licensed insurance agents in St Michael through the Minnesota Department of Commerce website or by asking local marinas and boat dealers. Many agents offer free quotes and can compare policies from multiple carriers.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.