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Find Boat Insurance Agents in Ramsey, MN

Compare boat insurance agents in Ramsey. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Ramsey, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 5 boat insurance agents in Ramsey, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Beth Riebel - State Farm Insurance Agent
7962 Sunwood Dr NW #500, Ramsey, MN 55303
(763) 421-0470 bethriebel.com
Brock DeVries American Family Insurance
7533 Sunwood Dr NW Ste 210, Ramsey, MN 55303
(763) 421-1697 amfam.com
Mary K Weigel Agency Inc American Family Insurance
14245 St Francis Blvd NW STE 106, Ramsey, MN 55303
(763) 506-0540 amfam.com
Fleming Insurance Agency
6575 141st Ave NW #113, Ramsey, MN 55303
(763) 205-2122 flemingagents.com
Jaeger Insurance Agency Inc.
14000 Sunfish Lake Blvd NW Suite 206, Ramsey, MN 55303
(763) 656-3854 jaegerins.com

What Does a Boat Insurance Agent in Ramsey Cost?

The cost of boat insurance in Minnesota typically ranges from 200 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels, high-performance boats, or those used on large lakes may cost 1,000 to 2,500 dollars annually. Factors affecting price include the boat value, horsepower, safety features, and your boating experience. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Ramsey Minnesota?
Minnesota does not require boat insurance for most recreational watercraft. However, if you have a loan on your boat or keep it at a marina, the lender or marina may require coverage. Liability coverage is recommended to protect against accidents on the water.
What does boat insurance typically cover in Minnesota?
Boat insurance policies in Minnesota generally cover physical damage to your boat from collisions, storms, theft, and vandalism. They also include liability protection for injuries or property damage you cause to others. Some policies offer coverage for towing, fuel spill liability, and uninsured boaters.
How do I choose a boat insurance agent in Ramsey?
Look for an agent who specializes in marine insurance and knows Minnesota waterways. Ask about coverage for specific risks like ice damage or winter lay-up. Compare quotes from multiple agents to find a policy that fits your boat type and usage.