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Browse boat insurance agents serving Osseo, Minnesota. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Osseo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 boat insurance agents in Osseo, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Girtz Insurance & Financial Services
309 Central Ave, Osseo, MN 55369
(763) 493-4555
girtzfs.com
Malone Insurance Agency
624 Central Ave, Osseo, MN 55369
(612) 242-5142
maloneinsurancemn.com
Ray Smith Insurance
6900 Wedgwood Rd N #302, Osseo, MN 55311
(763) 259-0101
raysmithins.com
City Country Agency
317 Central Ave, Osseo, MN 55369
(763) 425-4151
citycountryinsurance.com
Boat insurance agents in Osseo, Minnesota help protect your watercraft against damage, theft, and liability. Minnesota requires all motorized watercraft to carry liability insurance if operated on public waters. Local agents can tailor policies to cover common risks on lakes like nearby Medicine Lake or the Mississippi River.
What Does a Boat Insurance Agent in Osseo Cost?
The cost of boat insurance in Minnesota typically ranges from 200 to 800 dollars per year for a standard runabout. Factors include boat value, horsepower, age, and your boating history. Premiums may be higher for larger yachts or high-performance boats. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance typically cover in Osseo Minnesota?
Boat insurance in Minnesota usually covers physical damage to your boat, liability for injury or damage to others, and medical payments. Many policies also include coverage for trailers and personal property on board.
Is boat insurance required by law in Minnesota?
Yes, Minnesota law requires liability insurance for all motorized watercraft operated on public waters. The minimum liability limits are 30,000 dollars for bodily injury per person and 60,000 dollars per accident.
How do I choose a boat insurance agent in Osseo?
Look for an agent who specializes in watercraft policies and understands local lake conditions. Ask about discounts for safety courses, multiple policies, or boat storage during winter months.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.