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Directory of boat insurance agents in Mendota Heights, Minnesota. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Mendota Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 boat insurance agents in Mendota Heights, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dustin Stifter - State Farm Insurance Agent
720 Main St Ste 211, Mendota Heights, MN 55118
(651) 348-2918
insuranceinstpaul.com
Northwest Insurance Brokers, Inc.
790 S Plaza Dr #200, Mendota Heights, MN 55120
(651) 686-7107
nibmn.com
Boat insurance agents in Mendota Heights help protect your watercraft with policies tailored to Minnesota lakes and rivers. Minnesota law does not require boat insurance for most watercraft, but marinas and lenders often demand it. Local agents understand the specific risks of the Mississippi River and Lake Minnetonka areas.
What Does a Boat Insurance Agent in Mendota Heights Cost?
Typical boat insurance costs in Minnesota range from 300 to 800 dollars per year for a standard runabout, but can be higher for larger yachts or high-performance boats. Factors include boat value, horsepower, usage, and your claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance typically cover in Mendota Heights?
Boat insurance usually covers physical damage to your boat, liability for injuries or property damage, and medical payments. Policies can also include towing and emergency assistance on Minnesota waterways.
Is boat insurance required by law in Minnesota?
Minnesota does not require boat insurance for most recreational watercraft. However, lenders financing your boat or marinas storing it may require proof of coverage. Liability coverage is strongly recommended.
How do I choose a boat insurance agent in Mendota Heights?
Look for an agent experienced with Minnesota watercraft policies who can explain coverage options like agreed value versus actual cash value. Ask about discounts for safety courses or multiple policies.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.