Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 boat insurance agents in Excelsior, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chad Babcock - State Farm Insurance Agent
378 Oak St Ste 100, Excelsior, MN 55331
(952) 474-1454
chadbabcock.com
M/Y SHORELINE
378 Oak St, Excelsior, MN 55331
(952) 492-5013
m-yshoreline.com
What Does a Boat Insurance Agent in Excelsior Cost?
Typical boat insurance costs in Minnesota range from 200 to 800 dollars per year for a standard runabout. Factors affecting price include boat value horsepower age and your boating history. Policies for larger yachts or high speed boats can cost 1,000 dollars or more annually. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a boat insurance agent in Excelsior do?
A boat insurance agent helps you find a policy that covers your boat against damage theft and liability. They know Minnesota specific rules such as the requirement for liability insurance on motorized watercraft. They also advise on optional coverages like towing and wreck removal.
Is boat insurance required in Minnesota?
Yes Minnesota law requires liability insurance for any boat with a motor of 25 horsepower or more. This includes personal watercraft. An agent can help you meet this legal requirement.
How do I choose a boat insurance agent in Excelsior?
Look for an agent who has experience with Lake Minnetonka boating conditions and understands local storage and winterization issues. Ask about their knowledge of Minnesota watercraft laws. Compare quotes from multiple agents to find suitable coverage.