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Directory of boat insurance agents in Lake Orion, Michigan. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Lake Orion, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 boat insurance agents in Lake Orion, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
J Jacobs and Associates ⭐⭐⭐⭐⭐
4301 S Baldwin Rd, Lake Orion, MI 48359
(248) 693-6455
jjainsurance.com
Jake Asbury - State Farm Insurance Agent
3055 S Baldwin Rd, Lake Orion, MI 48359
(248) 636-1644
asburysf.com
Great Lakes Independent Insurance Agency, Inc.
36 W Flint St, Lake Orion, MI 48362
(248) 393-2400
greatlakesindependent.com
FAMILY SHIELD INSURANCE GROUP
1290 S Lapeer Rd, Lake Orion, MI 48360
(248) 436-2888
familyshieldins.com
Haney Farm Bureau
344 S Broadway St, Lake Orion, MI 48362
(248) 464-5219
new.michfb.com
Farmers Insurance - Christy Skrine
1520 S Lapeer Rd Ste 209, Lake Orion, MI 48360
(248) 693-0050
agents.farmers.com
Steven Hoffman - HUB International
18 S Broadway St, Lake Orion, MI 48362
(248) 602-4300
hubinternational.com
Gerry Farm Bureau Agency
18 S Broadway St, Lake Orion, MI 48362
(248) 621-2620
michfb.com
Lake Orion boat owners need insurance that meets Michigan requirements and protects against local risks like sudden storms on the lake. A local boat insurance agent in Lake Orion can help you find a policy that covers liability, physical damage, and uninsured boater protection. Michigan law does not require boat insurance for all watercraft, but marinas and lenders often require it for storage or loans.
What Does a Boat Insurance Agent in Lake Orion Cost?
Typical annual premiums for boat insurance in Michigan range from 300 to 800 dollars for a standard runabout or fishing boat. Higher value vessels or those with high horsepower engines can cost 1,000 to 3,000 dollars or more per year. Factors include boat value, age, horsepower, safety equipment, and your claims history. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance to operate on Lake Orion?
Michigan does not require boat insurance for most private watercraft. However, if you have a loan on the boat or keep it at a marina in Lake Orion, the lender or marina will likely require a minimum level of liability and physical damage coverage.
What types of boat insurance coverage are common for Lake Orion boaters?
Common coverages include liability for damage to other boats or property, medical payments for injuries, comprehensive and collision for your own boat, and uninsured boater protection. Many Lake Orion agents also recommend coverage for towing and on-water assistance.
How does Michigan weather affect boat insurance costs in Lake Orion?
Michigan has a short boating season and cold winters. Insurance costs can be lower if you store your boat properly during winter. Some policies offer lay-up periods where you pay less when the boat is not in use. Always disclose storage details to your agent to get accurate pricing.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.