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Compare Boat Insurance Agents in Harrison Township, MI

Compare boat insurance agents in Harrison Township. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Harrison Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 4 boat insurance agents in Harrison Township, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Legacy Partners Insurance Services
39833 Bridgeview St, Harrison Township, MI 48045
(586) 209-4106 legacypartnersins.com
AAA Insurance - Hunter and Associates Insurance Agency
35434 Jefferson Ave, Harrison Township, MI 48045
(586) 741-8404 locator.acg.aaa.com
Christopher Swift
28326 S River Rd, Harrison Township, MI 48045
(586) 231-2520 content.naic.org
AAA Insurance - Chris Swift Insurance Agency
28326 S River Rd, Harrison Township, MI 48045
(586) 231-2520 locator.acg.aaa.com

Boat insurance agents in Harrison Township, Michigan help protect your watercraft on Lake St. Clair and surrounding waterways. Michigan law requires liability insurance for all watercraft with more than 50 horsepower. Local agents can guide you through coverage options that meet state requirements and protect your investment.

What Does a Boat Insurance Agent in Harrison Township Cost?

Boat insurance costs in Michigan typically range from 200 to 800 dollars per year for basic liability coverage on a small boat. For larger vessels or full coverage including physical damage, annual premiums can range from 500 to 2,000 dollars or more. Factors such as boat value, horsepower, age, and your boating history affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance coverage are available in Harrison Township?
Common coverages include liability, physical damage, medical payments, and uninsured boater protection. Michigan law mandates liability insurance for boats with over 50 horsepower. Agents can also offer coverage for trailers and personal property on board.
Do I need boat insurance if I keep my boat in a marina in Harrison Township?
Yes, most marinas in Harrison Township require proof of liability insurance before you can dock or store your boat. Even if not required by the marina, Michigan law requires liability coverage for boats with over 50 horsepower. Additional coverage for theft or storm damage is also recommended.
How does Michigan law affect boat insurance requirements?
Michigan law requires boat operators to carry liability insurance if the vessel has more than 50 horsepower. The minimum liability limits are 20,000 dollars for bodily injury per person, 40,000 dollars per accident, and 10,000 dollars for property damage. Agents in Harrison Township can help you meet these requirements.