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Directory of boat insurance agents in Garden City, Michigan. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Garden City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 9 boat insurance agents in Garden City, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lisa Lindbloom - State Farm Insurance Agent
29510 Ford Rd, Garden City, MI 48135
(734) 261-3111
lisalindbloom.com
L.A. Insurance
32917 Ford Rd, Garden City, MI 48135
(734) 367-9900
lainsurance.com
MIKE ALMALIKY: Allstate Insurance
32940 Cherry Hill Rd, Garden City, MI 48135
(313) 203-9319
agents.allstate.com
Paula M. Schembri: Allstate Insurance
29207 Ford Rd, Garden City, MI 48135
(734) 427-6020
agents.allstate.com
McFarlane-King Agency
28230 Ford Rd, Garden City, MI 48135
(734) 427-3000
mkainsurance.com
Flex Insurance Agency
1757 Inkster Rd, Garden City, MI 48135
(734) 425-5888
flexinsurance.net
AAA Insurance - Gheeda Insurance Agency, LLC
1757 Inkster Rd, Garden City, MI 48135
(734) 425-5359
locator.acg.aaa.com
Beaudrie Insurance Agency
29207 Ford Rd, Garden City, MI 48135
(734) 379-2400
beaudrieagency.com
Angela Michigan Insurance Lady
32667 Ford Rd, Garden City, MI 48135
(734) 853-3401
Boat insurance agents in Garden City, Michigan help you protect your watercraft with policies that meet state requirements. Michigan law does not require boat insurance for all vessels, but lenders and marinas often do. A local agent can explain options like liability, comprehensive, and uninsured boater coverage.
What Does a Boat Insurance Agent in Garden City Cost?
Boat insurance in Michigan typically costs between 200 and 800 dollars per year for a standard policy, depending on boat value, size, and usage. Premiums for high-performance or larger vessels can exceed 1,500 dollars annually. Factors like your driving record, storage location, and coverage limits also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Garden City Michigan?
Michigan law does not require boat insurance for all watercraft. However, if you have a loan on your boat, your lender will require it. Many marinas also require proof of insurance before you can dock.
What does boat insurance cover in Michigan?
Boat insurance typically covers physical damage to your boat, liability for injuries or damage you cause, and medical payments for you and your passengers. It can also include uninsured boater coverage and towing assistance.
How do I choose a boat insurance agent in Garden City?
Look for an agent who specializes in watercraft insurance and understands Michigan boating laws. Ask about coverage for your specific boat type and how claims are handled. Compare quotes from multiple agents to find the right fit.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.