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Looking for a boat insurance agent in Ware? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Ware, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 boat insurance agents in Ware, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Moulton Insurance Agency, A Trucordia Business
143 West St, Ware, MA 01082
(413) 967-3327
moultoninsurance.com
Quigley Insurance
50 South St #2, Ware, MA 01082
(413) 967-3950
St. Germain Insurance Inc.
246 West St, Ware, MA 01082
(413) 967-6341
stgermaininsurance.com
Boat insurance agents in Ware Massachusetts help protect your watercraft from risks on the Quabbin Reservoir and other local waterways. Massachusetts law requires all motorized boats to carry liability insurance if financed or docked at a marina. A local agent can explain the state minimum coverage limits and optional protections like wreck removal or fuel spill liability.
What Does a Boat Insurance Agent in Ware Cost?
The cost of boat insurance in Massachusetts typically ranges from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats can cost 1000 to 3000 dollars annually. Factors like boat value engine power and your claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boats need insurance in Ware Massachusetts?
In Massachusetts any motorized boat including personal watercraft must have liability insurance if it is financed or kept at a marina. Non-motorized boats like kayaks and canoes typically do not require insurance but agents often recommend it for theft or damage coverage.
Does Massachusetts require a specific amount of liability coverage for boats?
Massachusetts does not set a state minimum liability limit for boats like it does for cars. However lenders and marinas usually require at least 300000 dollars in liability coverage. An agent can help you choose an appropriate limit based on your vessel value and usage.
Can I get a discount on boat insurance if I take a safety course in Massachusetts?
Yes many insurance companies in Massachusetts offer discounts for completing a boating safety course approved by the Massachusetts Environmental Police. A local agent in Ware can tell you which courses qualify and how much you might save.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.