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Compare Boat Insurance Agents in Swansea, MA

Looking for a boat insurance agent in Swansea? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Swansea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 boat insurance agents in Swansea, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BayCoast Insurance
560 Wilbur Ave, Swansea, MA 02777
(508) 675-0308 baycoastinsurance.com
Frank Smith Insurance & Real Estate
246 Gardners Neck Road, Swansea, MA 02777
(508) 675-5557 franksmithinsurance.com
Hallmark Insurance Agency
220 Oak St, Swansea, MA 02777
(508) 209-5103
Customer Service | BayCoast Insurance
560 Wilbur Ave, Swansea, MA 02777
(508) 491-3100 baycoastinsurance.com

Boat insurance agents in Swansea Massachusetts help protect your watercraft from damage theft and liability. Massachusetts law requires all motorized boats to carry liability insurance if they are financed or used on public waterways. Local agents can guide you through state-specific requirements and recommend coverage for the Mount Hope Bay and Taunton River areas.

What Does a Boat Insurance Agent in Swansea Cost?

Annual boat insurance premiums in Massachusetts typically range from 300 to 800 dollars for a small runabout and 1000 to 3000 dollars for a larger cabin cruiser. Factors include boat value horsepower age and your claims history. Agents may offer discounts for safety courses or bundling policies. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Swansea Massachusetts?
Common coverages include liability hull damage theft and uninsured boater protection. Agents also offer options for towing and fuel spill liability. Massachusetts does not require boat insurance for all vessels but lenders and marinas often demand it.
Do I need boat insurance to launch at a Swansea marina?
Many marinas in Swansea require proof of liability insurance before you can launch or dock. Minimum limits are often 300000 dollars for bodily injury and 50000 dollars for property damage. Check with your specific marina for exact requirements.
How does Massachusetts law affect boat insurance costs?
Massachusetts has a 6 year statute of limitations for boating accident lawsuits. This longer time frame can increase liability risk and premium costs. Agents factor in local weather patterns and the value of your boat when setting rates.