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Boat Insurance Agents in Southbridge, MA

Looking for a boat insurance agent in Southbridge? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Southbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 boat insurance agents in Southbridge, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Connor & Company/Burnham and Nale Insurance Agency
176 Main St Suite 340, Southbridge, MA 01550
(508) 765-0651 oconnorinsurance24-7.com
O'Connor & CO / Desrosier Insurance
176 Main St, Southbridge, MA 01550
(508) 764-4321 oconnorinsurance24-7.com

What Does a Boat Insurance Agent in Southbridge Cost?

Boat insurance costs in Massachusetts typically range from 300 to 800 dollars per year for a standard runabout. Larger vessels or high performance boats can cost 1,000 to 3,000 dollars annually. Factors include boat value horsepower age of owner and claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Southbridge Massachusetts?
Massachusetts state law does not mandate boat insurance for most recreational watercraft. However if you have a loan on the boat the lender will require coverage. Many marinas also require proof of insurance before you can dock your boat.
What does boat insurance cover in Massachusetts?
Standard boat insurance policies cover physical damage to your boat liability for injury or damage to others and medical payments. You can add coverage for towing fuel spill liability and personal property on board. Massachusetts specific policies may include winter lay-up options.
How do I choose a boat insurance agent in Southbridge?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with local waterways and Massachusetts regulations. Compare quotes from multiple agents to find coverage that fits your boat type and usage.