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Find Boat Insurance Agents in Reading, MA

Browse boat insurance agents serving Reading, Massachusetts. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Reading, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 boat insurance agents in Reading, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Old Heritage Insurance Agency LLC
324 Main St, Reading, MA 01867
(781) 944-9930 ohiagency.com
InsurePlus
505 Main St, Reading, MA 01867
(781) 896-6096 myinsureplus.com
Davis Clark & Latham Insurance Agency Inc
Pleasant St #3, Reading, MA 01867
(781) 944-6171 dclatham.com
Gilbert Insurance Agency
137 Main St, Reading, MA 01867
(781) 942-2225 gilbertinsurance.com
Gallagher Insurance, Risk Management & Consulting
55 Walkers Brook Dr Suite 403, Reading, MA 01867
(877) 977-1898 assuredpartners.com
LBP Insurance Agency
2 Haven St UNIT 208, Reading, MA 01867
(781) 779-1853 lbpinsured.com
Strong Insurance Inc
88 Haven St, Reading, MA 01867
(781) 944-3559
Cole Insurance Agency Inc
2 Haven St Suite 302, Reading, MA 01867
(781) 944-1245
J.J. Ruddy Insurance Agency
248 Main St #102, Reading, MA 01867
(781) 396-4900 jjruddyinsurance.com
O'Brien Insurance
150 Main St, Reading, MA 01867
(781) 942-2200 obrieninsuranceagency.net

Boat insurance agents in Reading Massachusetts help you protect your watercraft with policies that meet state and lender requirements. Massachusetts law does not require boat insurance for all vessels, but marinas and lenders often demand proof of coverage. Local agents can guide you through liability limits and physical damage options for lakes and coastal waters.

What Does a Boat Insurance Agent in Reading Cost?

Boat insurance costs in Massachusetts vary widely based on boat value, use, and location. A basic liability policy for a small fishing boat may cost 150 to 300 dollars per year. For a larger powerboat or yacht, premiums often range from 500 to 2,000 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Massachusetts?
Massachusetts does not mandate boat insurance for most recreational vessels. However, marinas and financing companies usually require liability coverage. An agent can help you understand what is necessary for your situation.
What does boat insurance cover in Reading?
Typical policies cover liability for injury or damage to others, physical damage to your boat, and theft. Many policies also include towing and fuel spill liability, which is important on Massachusetts waterways.
How do I find a boat insurance agent in Reading?
You can search online for independent agents in Reading or ask local marinas for referrals. Agents licensed in Massachusetts can provide quotes from multiple carriers and explain state-specific rules.