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Boat Insurance Agents in Lynnfield, MA

Compare boat insurance agents in Lynnfield. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Lynnfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 boat insurance agents in Lynnfield, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Soderberg Ins. Services
200 Broadway Suite 201, Lynnfield, MA 01940
(781) 593-9393 soderbergins.com
Johnson & Rohan Insurance
50 Salem St, Lynnfield, MA 01940
(781) 224-0909 johnsonandrohan.com
DiVirgilio Insurance Agency & On-Time Payroll
932 Lynnfield St, Lynnfield, MA 01940
(781) 592-5220 divirgilioinsurance.com
Success Insurance Inc
550 Summer St # 1, Lynnfield, MA 01940
(781) 819-3692
Mutual Insurance MA
28 Heritage Ln, Lynnfield, MA 01940
(339) 210-5868
Senior Insurance Lynnfield
40 Salem St bldg 1, Lynnfield, MA 01940
(339) 219-1236
Philbin Insurance Group
220 Broadway STE 304, Lynnfield, MA 01940
(781) 596-0033 philbininsurancegroup.com
Pantano Insurance
220 Broadway STE 202, Lynnfield, MA 01940
(781) 581-3100

Lynnfield boat owners can work with local insurance agents to find coverage for their watercraft. Massachusetts law requires all motorized boats to carry liability insurance if they are financed or operated on public waters. An agent can help you compare policies that meet state minimums and protect your investment.

What Does a Boat Insurance Agent in Lynnfield Cost?

Boat insurance costs in Massachusetts vary based on boat value, type, horsepower, and your boating experience. A typical policy for a small powerboat may cost between 300 and 600 dollars per year. Larger vessels or high-performance boats can cost 1,000 dollars or more annually. Factors like storage location, claims history, and navigable waters also affect premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boats need insurance in Massachusetts?
Massachusetts requires liability insurance for any motorized boat operated on public waters. This includes powerboats, jet skis, and sailboats with auxiliary engines. Non-motorized boats like kayaks and canoes typically do not require insurance but may still benefit from coverage.
What does boat insurance typically cover in Lynnfield?
Standard boat insurance policies in Massachusetts cover physical damage to the boat, liability for injuries or property damage you cause, and medical payments for you and your passengers. Many policies also include coverage for towing, fuel spill liability, and personal property on board.
How do I find a boat insurance agent near Lynnfield?
You can search for licensed insurance agents in Lynnfield by using the Massachusetts Division of Insurance website. Local independent agents often represent multiple carriers and can compare quotes for you. Ask about discounts for safety courses, bundling with home or auto policies, and lay-up periods for winter storage.