The top-rated boat insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 11 boat insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 7 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 8 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 9 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
| 10 | Madeleine I. Brooks Insurance Agency | 18 Groton St | (978) 975-4484 |
For one-time boat purchases, A-Affordable Insurance Agency, Inc. in Lawrence, Massachusetts provides a single policy binding for the transaction, while ongoing coverage requires a recurring policy that renews annually. Their boat insurance services typically protect against physical damage to the vessel, liability to third parties on the water, and theft of equipment. Coverage is generally tailored for the various hull types common to local waterways. Service runs on an as-needed basis for new policies but on a scheduled renewal cycle for existing clients.
Silverio Insurance Agency serves boat owners throughout Essex County, including Lawrence, Massachusetts. The agency specializes in providing coverage for recreational watercraft and personal water vessels. Its policies protect against common risks such as collision, theft, and weather-related damage. Clients can obtain liability protection for accidents involving others on the water. The company also helps secure comprehensive plans that cover physical damage to the boat itself, along with coverage for attached equipment and trailers.
Mill City Insurance serves boat owners in Lynn, Massachusetts, providing coverage for personal watercraft and larger vessels. The agency helps clients protect their maritime investments against common risks, including collision, theft, and storm damage on local waterways. Policies are tailored to meet the needs of both recreational and fishing boat operators navigating the coast. Beyond Lynn, Mill City Insurance extends its boat insurance services across neighboring communities in Essex County and the greater North Shore area.
Ruby Insurance Agency in Lawrence, MA provides a full range of boat insurance services, including coverage for watercraft liability, hull damage, and personal effects onboard. The agency offers maintenance plans that cover routine servicing and periodic safety inspections to keep vessels seaworthy throughout the boating season. Their services encompass single-family homes with docks, apartments with shared marina access, retail waterfront operations, and restaurants featuring seasonal or permanent boat slips.
Walter Insurance assists homeowners, businesses, and property managers in Lawrence, MA, with securing proper coverage for their watercraft. The agency provides boat insurance policies that help protect against common risks like collisions, theft, and weather damage on regional lakes and coastal waters. Clients receive guidance on liability protection and hull coverage options tailored to their specific vessel type. The agency also extends its service area to cover boat owners throughout the greater Merrimack Valley region and neighboring communities in Andover.
Broadway Plaza Insurance Agency serves clients in Lawrence, Massachusetts, and the surrounding Merrimack Valley communities. It handles boat insurance policies for a variety of watercraft, including personal runabouts and fishing vessels. The agency takes the time to explain key coverage options such as liability and physical damage protection. For a typical insurance job, it compares policies from multiple carriers to identify an appropriate level of protection that matches the customer’s specific boating needs and local waterways.
Some boat owners require a single seasonal policy for summer cruising, while others need continuous year-round coverage that includes liability and hull protection. Essex Insurance Agency in Lawrence, MA, assists with both approaches, securing protection for vessels used on nearby lakes and coastal waters. Whether a client docks a small fishing boat or a larger cabin cruiser, the agent tailors a plan to address potential risks. Service operates on an as-needed basis, with clients scheduling appointments or requesting policy adjustments according to their boating calendar.
With spring melt and shifting currents altering coastal waters around Lawrence, Massachusetts boat owners face heightened navigation risks each season. PEREZ Insurance and Financial Services, LLC provides tailored boat insurance coverage designed to address local waterway conditions and common liabilities. The agency evaluates hull value, storage location, and typical cruising radius to recommend appropriate protection against weather-related damage, collision, or theft. This process begins with an inspection of the vessel’s condition and a review of the owner’s float plan to determine specific coverage needs.
Greater Lawrence Insurance specializes in providing boat insurance policies for personal watercraft and recreational vessels. Serving the Lawrence, Massachusetts area, the agency assists clients in securing liability and physical damage coverage. It evaluates individual boating needs to match appropriate policy options from available insurers. The company addresses seasonal storage concerns and the increased risk of weathering damage during active boating months, as well as local waterway navigation hazards.
Madeleine I. Brooks Insurance Agency helps clients with general coverage needs for their personal and commercial properties. Specifically, the agency offers boat insurance policies to protect watercraft from liability, damage, and theft in the Lawrence, Massachusetts area. As a boat insurance agent, the firm can assist recreational boaters, fishing vessel owners, and marina operators. The company can serve local commercial sectors such as offices, warehouses, and food service businesses.
What Does a a Boat Insurance Agent in Lawrence Cost?
Typical boat insurance costs in Massachusetts range from 300 to 800 dollars per year for a standard runabout, but can be higher for larger vessels or high-performance boats. Factors include boat value, horsepower, navigation area, and your claims history. This is general information, not insurance advice.
About boat insurance agents in Lawrence
Boat insurance agents in Lawrence, Massachusetts help you protect your watercraft with policies that meet state requirements. Massachusetts law requires all motorized boats to carry liability insurance. Local agents can guide you through coverage options for the Merrimack River and nearby coastal waters.
Frequently Asked Questions
What types of boat insurance are available in Lawrence?
Agents offer liability, collision, comprehensive, and uninsured boater coverage. Many policies also include towing and fuel spill liability, which is important for Massachusetts waterways.
Is boat insurance required by law in Massachusetts?
Yes, Massachusetts requires liability insurance for all motorized boats. Minimum limits are 100,000 dollars for bodily injury per person, 300,000 dollars per accident, and 50,000 dollars for property damage.
How do I choose a boat insurance agent in Lawrence?
Look for an agent who specializes in marine insurance and understands local risks like weather on the Merrimack River. Ask about discounts for safety courses and multi-policy bundling.
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