The top-rated boat insurance agent in Gloucester, Massachusetts is Prince Insurance Agency, Inc., rated 4.9 stars across 88 reviews. Other highly rated options include Babson-Elwell & Davis, Inc, Carroll K Steele Insurance Agency, Lauranzano Insurance Agency, Inc. This directory lists 10 boat insurance agents serving Gloucester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Prince Insurance Agency, Inc. | 15 Washington St | (978) 283-7314 |
| 2 | Babson-Elwell & Davis, Inc | 44 Blackburn Center | (978) 283-1561 |
| 3 | Carroll K Steele Insurance Agency | 32 Pleasant St | (978) 283-5100 |
| 4 | Lauranzano Insurance Agency, Inc | 44 Blackburn Center | (978) 927-8420 |
| 5 | Cape Ann Marine Sales & Service | 75 Essex Ave #2 | (978) 283-0806 |
| 6 | Globond Financial | 118 Prospect St | (917) 523-9163 |
| 7 | Palazzola Insurance Agency | 1 Main St u9 | (978) 283-7711 |
| 8 | Favazza Johnson Insurance Agency | 218 Main St | (978) 283-0016 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 4 Railroad Ave | (800) 333-7234 |
| 10 | Salem Five Insurance Services, LLC | 321 Gloucester Crossing Rd | (978) 283-7757 |
Prince Insurance Agency, Inc. serves the greater Gloucester, Massachusetts area by offering specialized boat insurance coverage. As a local agent, it helps vessel owners protect their recreational and commercial watercraft from risks like storm damage, theft, and collision. Policies in this coastal region often account for New England’s unique maritime conditions and seasonal usage patterns. The agency handles both liability and comprehensive physical damage policies for boats stored or operated locally.
Babson-Elwell & Davis, Inc provides a full range of boat insurance services for recreational and commercial vessels in Gloucester, MA. Its offerings typically include coverage for hull damage, liability, and equipment on the water. The agency also supports clients with policy reviews and risk management guidance throughout the boating season. Service plans often address seasonal lay-up and navigation area endorsements. The company handles policies for single-family homes with waterfront exposure, apartments with marina access, retail shops near harbors, and waterfront restaurants that operate launch services.
Homeowners and local businesses in Gloucester, MA turn to Carroll K Steele Insurance Agency for boat insurance agent services. The agency assists clients in securing coverage for vessels, including protection against liability and physical damage common in coastal environments. Policyholders benefit from guidance tailored to the unique risks of boating on the Atlantic waters. The firm also serves the neighboring community of Rockport, extending its expertise to mariners throughout Cape Ann.
Lauranzano Insurance Agency, Inc serves Gloucester, MA, and surrounding fishing and coastal communities. It handles boat insurance policies for a variety of watercraft used on the North Shore. The agency generally begins a typical job by reviewing the client’s specific vessel and anticipated usage, then matches those details with appropriate coverage options from its available markets. This step-by-step process helps ensure each policy reflects local marine conditions and the individual boater’s needs.
Cape Ann Marine Sales & Service in Gloucester, MA helps clients distinguish between a single-policy purchase and an ongoing insurance relationship with annual renewals. Coverage options for boat owners may include liability, physical damage, and uninsured boater protection, tailored to local coastal conditions. A marine insurance agent can also advise on lay-up periods and navigation limits for New England waters. Service is available on a one-time or as-needed basis, depending on the client’s seasonal or long-term needs.
Gloucester’s boat owners confront the Atlantic’s challenging tides and dense harbor traffic each season. As a dedicated boat insurance agent, Globond Financial addresses these risks by securing local coverage policies tailored for fishing vessels, recreational craft, and commercial charters. They examine each insurance need against the specific docking and navigation patterns common along Cape Ann. Every policy review begins with a careful discussion of the vessel’s use and mooring location. An initial safety inspection of the hull and onboard equipment then follows to verify eligibility.
Palazzola Insurance Agency specializes in boat insurance for local vessel owners in Gloucester, Massachusetts. It offers coverage tailored to protect recreational and commercial watercraft against common risks on the Atlantic coast and inland waterways. The agency helps clients understand policy details, liability limits, and hull protection specific to marine environments. It also provides guidance on navigating seasonal concerns such as winter layup requirements, mooring liability during storm season, and coverage adjustments when vessels are hauled out for maintenance.
Favazza Johnson Insurance Agency provides comprehensive protection for watercraft, including specialty add-ons such as coverage for fishing gear, navigational equipment, and tender boats. Located in Gloucester, MA, the agency offers policies for powerboats, sailboats, and yachts operating along the North Shore and beyond. Their services extend to commercial sectors requiring marine insurance, including waterfront offices, boatyard warehouses, and food service establishments that operate dockside facilities.
Gallagher Insurance, Risk Management & Consulting serves the greater Gloucester, Massachusetts area and surrounding Cape Ann communities. As a boat insurance agent, the company helps vessel owners find appropriate coverage for their watercraft. Policies typically protect against physical damage, theft, liability, and environmental hazards common to New England coastal waters. The firm also assists with coverage for docks, boat lifts, and other marine equipment. Specific services include arranging protection for yachts and personal watercraft, along with guidance on lay-up periods and winter storage requirements.
Salem Five Insurance Services, LLC, based in Gloucester, Massachusetts, provides a comprehensive range of boat insurance policies tailored to local maritime needs. The agency helps clients secure coverage for vessels, including protection for liability, damage, and equipment. It also offers assistance with policy maintenance and annual coverage reviews to keep plans aligned with changing regulations and individual boating habits. The company serves owners of single-family homes, apartments, retail spaces, and restaurants that require insurance for accompanying watercraft or dock structures.
What Does a a Boat Insurance Agent in Gloucester Cost?
Typical boat insurance costs in Massachusetts range from 300 to 800 dollars per year for a small recreational boat. Larger vessels or commercial fishing boats can cost 2000 to 5000 dollars annually. Premiums depend on boat value usage and safety features. This is general information not insurance advice.
About boat insurance agents in Gloucester
Gloucester is a historic fishing port where boat insurance agents help protect commercial and recreational vessels. Massachusetts requires all motorized boats to carry liability insurance if financed or docked at a marina. Agents in Gloucester understand local risks like nor'easters and rocky harbors.
Frequently Asked Questions
What types of boat insurance are available in Gloucester Massachusetts?
Agents offer hull insurance liability coverage and protection for fishing gear. Many policies also cover wreck removal and pollution cleanup as required by Massachusetts law.
Do I need boat insurance in Massachusetts if I own a small recreational boat?
Massachusetts does not require insurance for all boats but marinas and lenders often demand it. Even small boats benefit from coverage for accidents theft or storm damage.
How does Massachusetts law affect boat insurance claims?
Massachusetts follows a three year statute of limitations for property damage claims from boat accidents. Agents can explain how state laws on liability and uninsured boaters apply to your policy.
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