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Find Boat Insurance Agents in Potomac, MD

Browse boat insurance agents serving Potomac, Maryland. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Potomac, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 boat insurance agents in Potomac, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David Munson - State Farm Insurance Agent - Potomac
11325 Seven Locks Rd Suite 291, Potomac, MD 20854
(301) 605-7248 davidmunsonagency.com
Pillar Insurance Group LLC
10000 Falls Rd Suite 206, Potomac, MD 20854
(240) 722-6854 pillarinsure.com
Capital Point Insurance
10220 River Rd #207, Potomac, MD 20854
(301) 468-9600 capitalpointins.com

Boat insurance agents in Potomac, Maryland help you protect your watercraft with policies tailored to local conditions. Maryland requires liability coverage for boats with more than 10 horsepower, including those on the Potomac River and Chesapeake Bay. An agent can guide you through state-specific requirements and recommend appropriate coverage levels.

What Does a Boat Insurance Agent in Potomac Cost?

Boat insurance costs in Maryland typically range from 300 to 800 dollars per year for a standard policy on a small to midsize boat. Factors such as boat value, horsepower, navigation area, and your claims history affect the premium. For example, a policy for a 20-foot speedboat on the Potomac River might cost around 500 dollars annually. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance coverage are available in Potomac?
Common coverages include liability, physical damage, medical payments, and uninsured boater protection. Agents can also offer coverage for trailers, personal effects, and towing services specific to Maryland waterways.
Does Maryland require boat insurance?
Yes, Maryland law requires liability insurance for all motorboats with more than 10 horsepower. Minimum limits are 50,000 dollars for bodily injury per person, 100,000 dollars per accident, and 25,000 dollars for property damage.
How can a boat insurance agent in Potomac help with claims?
An agent can explain the claims process, help you document damage, and ensure you meet Maryland's reporting deadlines. For example, you must report a boating accident to the Maryland Natural Resources Police within 48 hours if it involves injury or property damage over 2,000 dollars.