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Compare Boat Insurance Agents in Lutherville, MD

Compare boat insurance agents in Lutherville. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Lutherville, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 boat insurance agents in Lutherville, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
US Home and Auto Insurance Agency - Lutherville-Timonium
1615 York Rd Ste 301, Lutherville, MD 21093
(443) 489-1000 ushomeandauto.com
Baystate Insurance Group (BIG)
1301 York Rd Suite 205, Lutherville, MD 21093
(443) 381-0801 savewithbig.com

Lutherville Maryland boat owners can work with local insurance agents to secure coverage for their watercraft. Maryland law requires liability insurance for boats with motors over 10 horsepower. Agents in Lutherville help you meet state requirements and protect your investment on the Chesapeake Bay and nearby waterways.

What Does a Boat Insurance Agent in Lutherville Cost?

Boat insurance costs in Maryland typically range from 200 to 800 dollars per year for a standard runabout. Larger vessels or high-performance boats can cost 1,000 to 3,000 dollars annually. Premiums depend on boat value, horsepower, safety features, and your boating history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Lutherville do?
A boat insurance agent helps you find a policy that covers your vessel, liability, and potential damages. They explain Maryland-specific coverage options like uninsured boater protection and navigational limits.
Is boat insurance required in Maryland?
Yes, Maryland law requires liability insurance for any boat with a motor of 10 horsepower or more. You must carry at least 30,000 dollars in bodily injury coverage per person and 15,000 dollars for property damage.