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Compare Boat Insurance Agents in Lusby, MD

Compare boat insurance agents in Lusby. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Lusby, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 6 boat insurance agents in Lusby, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Direct Express Auto Tag & Title
11859 H G Trueman Rd, Lusby, MD 20657
(410) 231-2592 marylandautotags.com
Kenneth Struhar: Allstate Insurance
12865 H G Trueman Rd Ste U-2, Lusby, MD 20657
(410) 200-9913 agents.allstate.com
Mill Creek Marine
12565 Rousby Hall Rd, Lusby, MD 20657
(410) 449-6678
Jetmore Insurance Group, Inc.
9545 H G Trueman Rd, Lusby, MD 20657
(410) 394-9000 jetmoreinsurancegroup.com
Judy A Sawyer Health Insurance Agent
11030 Hemlock Dr, Lusby, MD 20657
(301) 643-5159 neweralife.com
Allstate - SOMD Insurance and Financial Services, Inc.
12865 H G Trueman Rd, Lusby, MD 20657
(410) 200-9913 agents.allstate.com

Lusby, Maryland is located on the Patuxent River and the Chesapeake Bay, making boat insurance important for local boat owners. Maryland law requires all motorized vessels to carry liability insurance. A local boat insurance agent can help you find a policy that meets state requirements and protects your investment.

What Does a Boat Insurance Agent in Lusby Cost?

The cost of boat insurance in Maryland varies based on boat type, value, usage, and your boating history. For a typical small fishing boat, annual premiums may range from 200 to 500 dollars. For larger cruisers or yachts, costs can be 1,000 to 3,000 dollars or more per year. Factors like safety equipment, storage location, and claims history also affect price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Maryland?
Boat insurance typically covers physical damage to your vessel, liability for injury or damage to others, and medical payments. In Maryland, liability coverage is required for all motorized boats. Many policies also offer coverage for towing, fuel spill liability, and personal property on board.
Do I need boat insurance to register my boat in Maryland?
Yes, Maryland law requires proof of liability insurance for all motorized vessels before registration. The minimum liability limits are 20,000 dollars for bodily injury per person, 40,000 dollars per accident, and 10,000 dollars for property damage. Your agent can help you meet these requirements.
How do I choose a boat insurance agent in Lusby?
Look for an agent who is licensed in Maryland and has experience with boats used on the Patuxent River and Chesapeake Bay. Ask about their knowledge of local risks such as storms, tides, and seasonal weather. Compare quotes from multiple agents to find a policy that fits your needs.