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Browse boat insurance agents serving Orono, Maine. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Orono, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 2 boat insurance agents in Orono, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kylie Bean - State Farm Insurance Agent
6 Stillwater Ave, Orono, ME 04473
(207) 827-2702
kyliebean.com
Dawson Insurance Agency (Orono)
50 Main St, Orono, ME 04473
(207) 866-5714
dawsoninsuranceonline.com
Boat insurance agents in Orono Maine help protect your watercraft on the Penobscot River and nearby lakes like Pushaw and Hermon Pond. Maine law does not require boat insurance but lenders and marinas often demand it. An agent can explain liability coverage for accidents and physical damage from storms or collisions.
What Does a Boat Insurance Agent in Orono Cost?
Typical boat insurance costs in Maine range from 300 to 800 dollars per year for a standard runabout. Larger vessels or those used on open ocean can cost 1,000 to 3,000 dollars annually. Factors like boat value horsepower and your boating history affect the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance to operate on Maine waters?
Maine does not require boat insurance by state law. However if you have a loan on your boat the lender will require coverage. Many marinas also ask for proof of insurance before you dock.
What does a boat insurance policy typically cover in Maine?
Standard policies cover physical damage to your boat from fire theft or collision. Liability coverage pays for injuries or property damage you cause to others. Some policies include towing and fuel spill cleanup which is important on Maine lakes.
How long do I have to file a boat insurance claim in Maine?
Maine law does not set a specific time limit for boat insurance claims. Your policy contract will state the deadline usually 30 to 90 days after the loss. Check your policy or ask your agent for exact timeframes.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.