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Boat Insurance Agents in Radcliff, KY

Directory of boat insurance agents in Radcliff, Kentucky. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Radcliff, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 boat insurance agents in Radcliff, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kentucky Farm Bureau Insurance
828 S Dixie Blvd, Radcliff, KY 40160
(270) 351-8093 kyfb.com
Jeff Springer - State Farm Insurance Agent
1460 N Dixie Blvd Suite B, Radcliff, KY 40160
(270) 390-0115 youragentjeffky.com

Boat insurance agents in Radcliff Kentucky help you protect your watercraft with policies tailored to local needs. Kentucky law requires liability insurance for motorized boats operated on public waterways. Agents can guide you through coverage options including hull damage, theft, and liability protection.

What Does a Boat Insurance Agent in Radcliff Cost?

Typical boat insurance costs in Kentucky range from 200 to 600 dollars per year for a standard policy on a small to mid-size boat. Factors like boat value, horsepower, and your boating experience affect the premium. Higher coverage limits and add-ons like towing or wreckage removal increase the cost. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Radcliff do?
A boat insurance agent helps you find a policy that covers your boat, motor, trailer, and equipment. They explain coverage limits, deductibles, and exclusions. They also assist with claims and policy changes.
Is boat insurance required in Kentucky?
Kentucky law does not require boat insurance for all watercraft. However, if you finance your boat, the lender may require coverage. Liability insurance is recommended to protect against accidents on public waters.
How do I choose a boat insurance agent in Radcliff?
Look for an agent who specializes in marine or watercraft insurance. Ask about their experience with Kentucky-specific risks like flooding or storms. Compare quotes from multiple agents to find suitable coverage.