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Looking for a boat insurance agent in Gardner? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Gardner, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 8 boat insurance agents in Gardner, KS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Oldham - State Farm Insurance Agent
224 E Main St, Gardner, KS 66030
(913) 856-6124
joeoldhamagency.com
MJH Insurance
345 N Moonlight Rd, Gardner, KS 66030
(913) 856-0002
mjhins.com
Farmers Insurance - Robert Kelly Insurance Agency, Inc
235 E Main St, Gardner, KS 66030
(913) 856-3816
robertkellyinsurance.com
T Miller and Associates Inc American Family Insurance
213 E Main St, Gardner, KS 66030
(913) 856-6177
amfam.com
Ample Green Insurance
526 E Main St, Gardner, KS 66030
(913) 372-7979
amplegreeninsurance.com
Shelter Insurance - Sharla Neis
950 E Lincoln Ln b, Gardner, KS 66030
(913) 938-5030
shelterinsurance.com
Farm Bureau Financial Services
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
ALFT Insurance Agency Inc
230 E Main St B, Gardner, KS 66030
(913) 856-8050
alftinsurance.com
Gardner Kansas boat owners need proper insurance to protect their watercraft on area lakes like Hillsdale Lake and Gardner Lake. Kansas law requires liability coverage for boats with motors over 50 horsepower. A local boat insurance agent can help you find a policy that meets state requirements and covers your specific needs.
What Does a Boat Insurance Agent in Gardner Cost?
Boat insurance in Kansas typically costs between $200 and $500 per year for a basic policy on a small fishing boat. For larger boats like pontoon boats or cabin cruisers annual premiums can range from $400 to $1,200. Factors that affect cost include boat value, horsepower, safety features, and your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in Gardner Kansas?
Agents offer liability coverage, comprehensive coverage, collision coverage, and uninsured boater protection. You can also add coverage for accessories like trolling motors and fishing equipment.
Does Kansas require boat insurance?
Kansas does not require insurance for all boats. However if you finance your boat the lender will require coverage. Also any boat with a motor over 50 horsepower must carry liability insurance to operate on Kansas public waters.
How do I choose a boat insurance agent in Gardner?
Look for an agent who specializes in marine insurance and knows local lakes. Ask about coverage for winter storage and trailer transport. Compare quotes from multiple agents to find the right fit for your boat and budget.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kansas.