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Find Boat Insurance Agents in Waterloo, IA

Compare boat insurance agents in Waterloo. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 19 boat insurance agents in Waterloo, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
VGM Insurance Services
1111 Van Miller Wy, Waterloo, IA 50701
(800) 362-3363 vgminsurance.com
Christel Manson - State Farm Insurance Agent
1935 E Ridgeway Ave, Waterloo, IA 50702
(319) 232-6630 theinsurancechick.com
PDCM Insurance
3022 Airport Blvd, Waterloo, IA 50703
(319) 234-8888 pdcm.com
Matt Hennig - State Farm Insurance Agent
1010 E Mitchell Ave #9, Waterloo, IA 50702
(319) 235-1401 mycedarvalleyagent.com
Steve Hubbard - State Farm Insurance Agent
213 E San Marnan Dr, Waterloo, IA 50702
(319) 232-6585 stevehubbardinsurance.com
The Sinnott Agency
622 W 4th St, Waterloo, IA 50702
(319) 233-6103 sinnottagency.com
Farmers Insurance - Zachary Goodwin
2747 University Ave, Waterloo, IA 50701
(319) 243-1111 agents.farmers.com
Gallagher Insurance, Risk Management & Consulting
2945 Airport Blvd, Waterloo, IA 50703
(319) 433-1098 assuredpartners.com
Tjernagel Insurance
2920 Falls Ave, Waterloo, IA 50701
(319) 235-6719 tjernagelins.com
Farm Bureau Financial Services: Beau Jorgensen
3315 W 4th St, Waterloo, IA 50701
(319) 234-2000 fbfs.com
Elliott Hartman Agency
611 Ansborough Ave, Waterloo, IA 50701
(319) 233-8459 elliotthartman.com
Shelter Insurance - Jeff Gudenkauf
3680 University Ave Ste B, Waterloo, IA 50701
(319) 235-8090 shelterinsurance.com
Fish-Johnson Insurance Agency
3265 W 4th St, Waterloo, IA 50701
(319) 233-3335 fishjohnsonins.com
Yarwood Insurance Agency Inc.
1010 E Mitchell Ave #2, Waterloo, IA 50702
(319) 233-8463 yarwoodins.com
Bankers Life
1850 W Ridgeway Ave Ste 3, Waterloo, IA 50701
(319) 277-5173 branches.bankerslife.com
Veridian Insurance
1827 Ansborough Ave, Waterloo, IA 50701
(800) 235-3228 veridiancu.org
Kvale Insurance
1425 W 5th St Ste 2, Waterloo, IA 50702
(319) 833-9428 kvaleinsurance.com
BankIowa Insurance
3222 Kimball Ave ste b, Waterloo, IA 50702
(319) 232-4571 bankiowainsurance.com
Gene Pint & Associates
2913 Falls Ave, Waterloo, IA 50701
(319) 234-8936 americannational.com

Boat insurance agents in Waterloo Iowa help protect your watercraft on the Cedar River and area lakes like George Wyth. Iowa law does not require boat insurance but lenders and marinas often do. Local agents can explain coverage for liability, damage, and theft specific to Iowa waterways.

What Does a Boat Insurance Agent in Waterloo Cost?

Typical boat insurance costs in Iowa range from 200 to 600 dollars per year for a standard runabout or fishing boat. Larger boats or high performance watercraft may cost 800 to 1500 dollars annually. Premiums depend on boat value, horsepower, and your boating history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Waterloo Iowa?
Iowa does not require boat insurance by law. However if you have a loan on your boat your lender will require it. Many marinas also require proof of liability coverage before you dock your boat.
What does boat insurance cover in Iowa?
Boat insurance typically covers physical damage to your boat, liability for injuries or damage you cause to others, and theft. Some policies also cover towing and fuel spill cleanup which is important on Iowa lakes.
How do I choose a boat insurance agent in Waterloo?
Look for an agent who handles watercraft policies and knows Iowa regulations. Ask about coverage for the specific type of boat you own, such as a fishing boat or pontoon. Compare quotes from multiple agents to find the right fit.