ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBoat Insurance AgentsIndiana › Mishawaka

Find Boat Insurance Agents Near You in Mishawaka, IN

Browse boat insurance agents serving Mishawaka, Indiana. Updated 2026-07-14.

The top-rated boat insurance agent in Mishawaka, Indiana is Chris Neal - State Farm Insurance Agent, rated 4.9 stars across 249 reviews. Other highly rated options include McCarthy Insurance Group, Backstrom Insurance Group, Deb Childs - State Farm Insurance Agent. This directory lists 18 boat insurance agents serving Mishawaka.

Showing 18 boat insurance agents in Mishawaka, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chris Neal - State Farm Insurance Agent1620 E Day Rd(574) 255-2900
2McCarthy Insurance Group802 Lincolnway W(574) 259-5622
3Backstrom Insurance Group3006 Lincolnway E(574) 360-8182
4Deb Childs - State Farm Insurance Agent16845 W Douglas Rd(574) 255-3000
5HealthMarkets Insurance - Tony Letcher1736 E Day Rd Suite 400 Suite 400(574) 307-8882
6Pilot Insurance Agency822 W 8th St(574) 855-4837
7DAC Insurance Inc., Michiana's Insurance Agency1117 Lincolnway E(574) 256-6707
8Dennis Insurance Agency2401 Lincolnway W(574) 254-1010
9Summers Insurance Agency12415 McKinley Hwy(574) 252-0502
10A-AGENCY A Division of Treesh Insurance2342 Miracle Lane(574) 234-9922
CN
1620 E Day Rd
Chris Neal - State Farm Insurance Agent
Boat Insurance Agent · Mishawaka, IN

Chris Neal - State Farm Insurance Agent serves the Mishawaka, Indiana area and surrounding St. Joseph County. As a local boat insurance agent, it provides tailored coverage to protect watercraft owners. This includes liability protection for accidents on the water and coverage for damage from storms or collisions. Policies can be structured for various vessel types, from fishing boats to personal watercraft. The agency also handles quotes for physical damage to the boat itself and its attached equipment, such as motors and trailers.

MI
802 Lincolnway W
McCarthy Insurance Group
Boat Insurance Agent · Mishawaka, IN

McCarthy Insurance Group provides a complete range of boat insurance services in Mishawaka, IN, including liability coverage and hull protection. Its service plans help clients manage regular policy reviews and adjust coverage for seasonal lake or river use. The company also assists with claims filing and risk assessments tailored to local waterways. It services a variety of watercraft properties, including personal boats, fishing vessels, and small yachts used near single-family homes and vacation properties.

BI
3006 Lincolnway E
Backstrom Insurance Group
Boat Insurance Agent · Mishawaka, IN

Boat owners in the Mishawaka, Indiana area are the primary customers for insurance from Backstrom Insurance Group. The agency provides coverage plans designed specifically for watercraft, helping to protect personal vessels against damage, theft, and liability. Services include policy reviews and claims assistance tailored to local lakes and rivers. This agent also serves the South Bend metro area, including adjacent communities such as Granger and Elkhart.

DC
16845 W Douglas Rd
Deb Childs - State Farm Insurance Agent
Boat Insurance Agent · Mishawaka, IN

Serving Mishawaka and the surrounding communities of St. Joseph County, Deb Childs - State Farm Insurance Agent handles boat insurance for a variety of personal watercraft and recreational vessels. The agency provides policies that address common risks associated with Indiana's seasonal waterways. A typical job begins with a review of the boater's specific vessel and usage patterns, then moves to identifying appropriate coverage limits. This agent approaches each account by first listening to the policyholder’s concerns before explaining how deductibles and liability options apply to their on-the-water activities.

HI
1736 E Day Rd Suite 400 Suite 400
HealthMarkets Insurance - Tony Letcher
Boat Insurance Agent · Mishawaka, IN

When planning boat insurance, customers often choose between a single policy purchase for a given season and a recurring annual plan that renews automatically for ongoing protection. Coverage typically includes physical damage to the vessel, liability for accidents on the water, and protection against theft or vandalism. In the Mishawaka area, local boat insurance agents help clients from the St. Joseph River docks to Lake Michigan marinas assess their specific risks. HealthMarkets Insurance - Tony Letcher in Mishawaka, Indiana, offers both one-time seasonal endorsements and scheduled annual renewals on an as-needed basis.

PI
822 W 8th St
Pilot Insurance Agency
Boat Insurance Agent · Mishawaka, IN

Pilot Insurance Agency offers specialized boat insurance policies addressing the unique liability and physical damage concerns of watercraft owners in Mishawaka, Indiana. It provides standard coverage for hulls, motors, and onboard equipment, alongside general market service work that helps clients navigate different policy options for their specific boating needs. This support proves particularly valuable during the spring season, when seasonal boaters need to re-evaluate policy limits before launching their vessels for the year.

DI
1117 Lincolnway E
DAC Insurance Inc., Michiana's Insurance Agency
Boat Insurance Agent · Mishawaka, IN

DAC Insurance Inc., Michiana's Insurance Agency provides boat insurance coverage to clients in and around Mishawaka, Indiana. Its offerings focus on protecting vessels such as motorboats, sailboats, and personal watercraft. Coverage typically includes liability for accidents and damage to the boat itself. The agency works with local marinas and individual boaters to secure policies that meet regional needs. DAC Insurance Inc. also serves commercial sectors requiring property and liability protection, including offices, warehouses, and food service establishments.

DI
2401 Lincolnway W
Dennis Insurance Agency
Boat Insurance Agent · Mishawaka, IN

Dennis Insurance Agency offers residential boat insurance in Mishawaka, Indiana, covering personal watercraft and smaller lake vessels. Commercial boat insurance is also available for local charter operators or marine businesses throughout the greater St. Joseph County area. Policies are written to protect against common risks on the St. Joseph River and nearby inland lakes. The agency ensures claims assistance and policy adjustments are handled promptly between regular seasonal visits, encouraging clients to return when coverage needs change or boating patterns shift.

SI
12415 McKinley Hwy
Summers Insurance Agency
Boat Insurance Agent · Mishawaka, IN

Summers Insurance Agency, based in Mishawaka, IN, is known for providing boat insurance coverage tailored to local waterways and seasonal storage needs. The agency serves recreational boaters throughout the Michiana area, offering policies that protect common vessel types against damage, theft, and liability. Clients can expect guidance on navigating coverage for trailers and navigational limits. For added security, the agency specializes in arranging policies that include pollution liability coverage for fuel spills.

AD
2342 Miracle Lane
A-AGENCY A Division of Treesh Insurance
Boat Insurance Agent · Mishawaka, IN

Spring often brings boat owners in the Mishawaka area to prepare their watercraft for the season. A-AGENCY A Division of Treesh Insurance provides boat insurance agent services to local clients, helping them secure coverage that addresses regional lake and river conditions. Policies through this agent can protect against potential damage or liability while on the water. An initial assessment of the vessel and its usage is required before any policy can be finalized.

MW
105 E Grove St
Mike Woods Insurance Agency INC American Family Insurance
Boat Insurance Agent · Mishawaka, IN
(574) 259-4400
amfam.com/agents/indiana/mishawaka/michael-woods
AF
105 E Grove St
American Family Insurance - Mishawaka
Boat Insurance Agent · Mishawaka, IN
(574) 259-4400
amfam.com
SI
13800 Jackson Rd
Synergy Insurance Group
Boat Insurance Agent · Mishawaka, IN
(574) 258-5555
synergyinsurancegroup.com
MS
509 W McKinley Ave
Mike Sanders - State Farm Insurance Agent
Boat Insurance Agent · Mishawaka, IN
(574) 255-3930
emichaelsanders.com
WI
425 Park Pl Cir Suite 400
WalkerHughes Insurance
Boat Insurance Agent · Mishawaka, IN
(574) 234-7788
walkerhughes.com
1S
6909 Grape Rd
1st Source Insurance
Boat Insurance Agent · Mishawaka, IN
(574) 271-5200
1stsource.com/personal/planning-insurance
SI
523 W McKinley Ave
Shelter Insurance - Jeff Marner
Boat Insurance Agent · Mishawaka, IN
(574) 247-3014
shelterinsurance.com/CA/agent/JMARNER
SI
223 W University Dr
Shelter Insurance
Boat Insurance Agent · Mishawaka, IN
(574) 247-3014
shelterinsurance.com/CA/agent/search

What Does a a Boat Insurance Agent in Mishawaka Cost?

Boat insurance costs in Indiana typically range from 200 to 600 dollars per year for a standard policy on a small fishing boat. Larger boats or high-speed watercraft may cost 800 to 1,500 dollars annually. Factors include boat value, engine power, and your boating history. This is general information, not insurance advice.

About boat insurance agents in Mishawaka

Boat insurance agents in Mishawaka Indiana help you protect your watercraft on area lakes and rivers. Indiana law requires liability insurance for motorized boats with more than 10 horsepower. Local agents can explain coverage options for the St. Joseph River and nearby Chain O Lakes.

Frequently Asked Questions

What does boat insurance cover in Mishawaka Indiana?

Boat insurance typically covers physical damage to your watercraft, liability for injuries to others, and property damage. Indiana law requires liability coverage for motorized boats over 10 horsepower. Many policies also include towing and fuel spill liability.

How do I find a boat insurance agent in Mishawaka?

You can search online for local independent agents or contact major insurance companies that offer boat policies. Many Mishawaka agents specialize in recreational watercraft and can quote policies for fishing boats, pontoons, and speedboats.

Is boat insurance required by law in Indiana?

Indiana requires liability insurance for all motorized boats with more than 10 horsepower. This includes boats used on public waterways like the St. Joseph River. You must carry proof of insurance while operating the vessel.

Boat Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.