The top-rated boat insurance agent in Kokomo, Indiana is Nick Pate - State Farm Insurance Agent, rated 5.0 stars across 763 reviews. Other highly rated options include Krystal Ruble - State Farm Insurance Agent, Brady Insurance Group, Gaffney Insurance Agency. This directory lists 20 boat insurance agents serving Kokomo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Pate - State Farm Insurance Agent | 2115 W Alto Rd | (765) 457-2500 |
| 2 | Krystal Ruble - State Farm Insurance Agent | 2115 W Alto Rd | (765) 453-5030 |
| 3 | Brady Insurance Group | 3415 S Lafountain St Suite J | (765) 450-4661 |
| 4 | Gaffney Insurance Agency | 1732 S Washington St | (765) 457-7558 |
| 5 | Your Choice Insurance | 1542 S Dixon Rd STE E | (765) 393-8900 |
| 6 | Aaron Singleton: Allstate Insurance | 3811 Southland Ave | (765) 453-7272 |
| 7 | Indiana Farm Bureau Insurance | 3505 S Lafountain St | (765) 453-0110 |
| 8 | David Akers Insurance | 4073 S Webster St | (765) 453-4556 |
| 9 | Shepherd Insurance | 701 N Washington St | (765) 452-5656 |
| 10 | Norris Insurance | 3833 S Lafountain St | (765) 455-2700 |
Nick Pate - State Farm Insurance Agent serves the Kokomo, Indiana, metro area, specializing in boat insurance policies designed to protect recreational watercraft. The agency helps local boat owners manage risks such as physical damage from collisions, storms, or vandalism, along with liability protection for on-water incidents. Coverage can also include medical payments for injured operators or passengers. Specific services include comprehensive protection for personal watercraft and policies that cover trailers used to transport boats.
Krystal Ruble - State Farm Insurance Agent offers boat insurance services in Kokomo, IN, providing coverage for watercraft such as pontoons, fishing boats, and personal watercraft. Service plans may include protection against physical damage, liability, and theft, while optional maintenance endorsements cover towing and on-water assistance. The agency services a variety of properties, including single-family homes with boat storage, local marinas, rental cottages, and restaurants that maintain commercial watercraft.
Brady Insurance Group in Kokomo, Indiana provides boat insurance coverage for local boat owners and recreational marine enthusiasts. The company helps customers protect their watercraft from common regional risks such as storms, collisions, and theft. Policies are designed to cover a range of vessels commonly owned in the area. The agency extends its services to boaters across nearby Howard County communities, including the rural areas surrounding Galveston and the southern shore of Lake
Serving Kokomo and the surrounding communities of north-central Indiana, Gaffney Insurance Agency handles boat insurance for customers ranging from small fishing craft to larger recreational vessels. Coverage options are explained to fit the specific needs of each boat owner, whether they require liability protection or more comprehensive policies. The agency takes a straightforward approach, carefully reviewing individual boating activities and local waterway conditions to tailor coverage that addresses common risks.
For boat owners in Kokomo, IN, Your Choice Insurance distinguishes between a one-time liability policy for seasonal use and a recurring annual plan that covers full-time or frequent operation. Each policy provides standard protection against physical damage, theft, and on-water liability. Service is available as either a scheduled annual renewal or on an as-needed basis for single outings.
Aaron Singleton: Allstate Insurance specializes in arranging boat insurance policies for personal watercraft and larger vessels in the Kokomo area. It works with clients to understand their coverage needs for damage, liability, and equipment protection. The agency helps customers navigate policy options that address regional concerns. Throughout the boating season, it provides guidance on protecting watercraft from storms and accidents common on nearby Indiana lakes and rivers. It also assists with winterizing coverage to safeguard boats during the off-season months.
When the spring thaw brings boat owners onto the lakes near Kokomo for the season, Indiana Farm Bureau Insurance helps them secure coverage tailored to their vessel. As a local boat insurance agent, this company works with clients to find protection for liability, physical damage, and potential accidents on the water. Policies are designed to fit a range of watercraft uses within the area. The process begins with an initial inspection and review of the boat’s specifics to determine accurate coverage needs.
David Akers Insurance provides coverage options for watercraft operators in Kokomo, Indiana, addressing liability and physical damage risks. The agency also offers specialized endorsements for personal property, towing, and mechanical breakdown protection. Policies are structured to cover vessels used for fishing, watersports, or casual cruising on local lakes and rivers. This boat insurance agent serves individuals and businesses alike, including marinas, waterfront repair facilities, and seasonal rental operators in the area.
Serving residential clients in Kokomo, Shepherd Insurance provides boat insurance agent services for personal watercraft and smaller vessels. The agency also offers commercial coverage for marinas, fishing charters, and other marine businesses throughout the surrounding area. Policies are tailored to protect against common local risks on Indiana waterways and during overland transport. Shepherd Insurance assists with filing claims and adjusting coverage when boat usage changes. The office coordinates annual policy reviews for returning customers and handles mid-season updates between regular scheduled visits.
Norris Insurance in Kokomo, IN, is known for providing boat insurance coverage for local waterfront properties. The agency serves lake and river owners by offering policies tailored to protect vessels from common regional risks, including storms and collision damage. They help clients assess coverage limits for personal watercraft and larger yachts alike. In addition to standard packages, Norris Insurance can add a special endorsement for navigational coverage on nearby waterways.
What Does a a Boat Insurance Agent in Kokomo Cost?
Boat insurance costs in Indiana typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Factors include boat value, horsepower, storage location, and your boating experience. Premiums for larger cruisers or high performance boats can exceed 1,500 dollars annually. This is general information and not insurance advice.
About boat insurance agents in Kokomo
Boat insurance agents in Kokomo Indiana help you protect your watercraft on local lakes like Lake Freeman and Lake Shafer. Indiana requires liability insurance for boats with more than 50 horsepower. An agent can explain coverage options for your specific vessel and boating habits.
Frequently Asked Questions
Do I need boat insurance in Kokomo Indiana?
Indiana law requires liability insurance for motorized boats with over 50 horsepower. Even if not required by law, many marinas and lenders require coverage. A local agent can help you meet legal and lender requirements.
What does boat insurance typically cover in Indiana?
Standard policies cover physical damage to your boat, liability for injury or damage to others, medical payments, and uninsured boater coverage. Some policies also include towing and fuel spill liability.
How do I choose a boat insurance agent in Kokomo?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with Indiana specific regulations and local waterway conditions. Compare quotes from multiple agents to find suitable coverage.
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