The top-rated boat insurance agent in Springfield, Illinois is Bailey Family Insurance, rated 5.0 stars across 1,026 reviews. Other highly rated options include Damon Priddy - State Farm Insurance Agent, Brady Schroeder - State Farm Insurance Agent, Mark Cortesi - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bailey Family Insurance | 957 Clocktower Dr | (217) 441-2342 |
| 2 | Damon Priddy - State Farm Insurance Agent | 2951 Montvale Dr | (217) 787-5400 |
| 3 | Brady Schroeder - State Farm Insurance Agent | 2025 W Iles Ave Ste A | (217) 546-6228 |
| 4 | Mark Cortesi - State Farm Insurance Agent | 924 Clocktower Dr ste a | (217) 787-1727 |
| 5 | Jeff Burtis - State Farm Insurance Agent | 3109 Atlanta St | (217) 679-2674 |
| 6 | The Group Insurance Agency LLC | 7000 Piper Glen Dr STE E | (217) 787-7447 |
| 7 | ALF Insurance | 127 N Grand Ave E | (217) 525-5255 |
| 8 | Insurance Partners, Inc | 901 S Spring St | (217) 544-8644 |
| 9 | AAA Insurance - Rambach Insurance Agency | 1230 Centre W Dr | (217) 679-0669 |
| 10 | TROXELL | 214 S Grand Ave W | (217) 528-7533 |
Bailey Family Insurance serves the Springfield, Illinois, area as a local boat insurance agent. The agency helps boat owners in this region protect their watercraft with appropriate coverage. Policies often address risks specific to local lakes and rivers, including damage from storms or collisions. Agents can explain how liability coverage works when operating a vessel on public waterways. Bailey Family Insurance also handles insurance for associated equipment such as boat trailers and onboard motors as part of its service in this area.
Damon Priddy - State Farm Insurance Agent in Springfield, IL provides boat insurance policies that cover physical damage, liability, and medical payments for watercraft owners. Service plans include policy reviews to adjust coverage limits and deductibles for changing needs, as well as claims assistance for accidents or storm damage. The agency services single-family homes, apartments, retail businesses, and restaurants with regards to their marine insurance requirements in the local area.
Brady Schroeder - State Farm Insurance Agent serves local homeowners, boat owners, and property managers in Springfield, IL, offering boat insurance policies tailored for the area’s lakes and rivers. Coverage options can help protect watercraft against damage, liability, and theft, providing financial protection for seasonal and year-round boaters. The agency also assists with auto and home insurance needs. Its service area extends to nearby communities such as Chatham as well as other parts of Sangamon County.
Mark Cortesi - State Farm Insurance Agent serves Springfield, Illinois, and the surrounding Sangamon County communities, handling boat insurance policies for a range of personal watercraft. The agency covers standard fishing boats, pontoon boats, and small cabin cruisers typically found on local lakes and rivers. General homeowner and auto policy bundles are available alongside standalone boat liability and comprehensive plans. When a client requests a quote, Mark Cortesi - State Farm Insurance Agent first reviews their vessel specifications and typical usage patterns to tailor coverage limits and deductibles accordingly.
For boat owners in the Lake Springfield area, Jeff Burtis - State Farm Insurance Agent offers service on a recurring policy model rather than a one-time transaction. Their coverage options help protect vessels against common local risks such as storm damage, theft, and liability while the boat is docked or underway. As a boat insurance agent, they work to tailor policies to meet diverse recreational needs. Service runs on a scheduled basis tied to the policy renewal cycle, with adjustments or new quotes available as needed throughout the boating season.
The Group Insurance Agency LLC works with Springfield, Illinois boat owners to arrange tailored coverage for vessels used on local lakes and rivers. It can offer add-ons for specific equipment, including personal watercraft, fishing gear, and onboard electronics. Additional protection for towing and emergency services helps clients during unexpected breakdowns on the water. Local offices, rental warehouses, and lakeside food service operations can likewise be served with commercial policies for their business liability needs.
ALF Insurance specializes in securing coverage for a variety of watercraft, from small fishing boats to larger pleasure yachts in the Springfield, IL area. It works directly with local clients to find policies that match their individual needs and usage patterns. The agency focuses on assessing risk factors common to regional waterways and seasonal boating habits. This service is particularly valuable for navigating coverage exclusions related to prolonged winter storage and the high-traffic summer months on nearby lakes and rivers.
Insurance Partners, Inc provides boat insurance coverage for residential clients in Springfield, IL, addressing policies for personal watercraft used for recreation. The agency also offers commercial marine policies for business-owned vessels operating in local waterways. Service extends throughout the Springfield area, accommodating both powerboats and sailboats. Clients receive guidance on liability, physical damage, and environmental protection options. Follow-up consultations are available between regular policy terms to adjust coverage as boating needs change, ensuring ongoing protection.
As the Mississippi River swells each spring, boat owners in Springfield, IL, seek proper coverage for their vessels against flood and storm damage. AAA Insurance - Rambach Insurance Agency provides boat insurance policies tailored to these seasonal risks and local waterway conditions. Their agents assess each customer's specific needs, from liability for smaller fishing boats to comprehensive protection for larger cruisers. An appointment typically begins with a review of the boat's documentation and a brief inspection of its safety equipment to determine eligibility for appropriate coverage.
TROXELL is a boat insurance agent in Springfield, IL, known for providing liability and physical damage coverage for personal watercraft. It serves recreational boaters and yacht owners in the local lakes and rivers region. Policies typically protect against accidents, theft, and weather-related damage. TROXELL also offers an add-on for agreed value hull coverage, ensuring the full insured amount is paid in a total loss.
What Does a a Boat Insurance Agent in Springfield Cost?
Boat insurance in Illinois typically costs between 200 and 600 dollars per year for basic liability on a small boat. For larger vessels or full coverage including comprehensive and collision costs can range from 500 to 1500 dollars annually. Factors like boat value horsepower and your claims history affect the price. This is general information not insurance advice.
About boat insurance agents in Springfield
Boat insurance agents in Springfield Illinois help protect your watercraft from damage theft and liability. Illinois requires liability insurance for motorized boats on state waterways. Local agents can guide you through coverage options that meet state requirements and protect against risks on the Sangamon River and Lake Springfield.
Frequently Asked Questions
What types of boat insurance coverage are available in Springfield Illinois?
Common coverages include liability physical damage medical payments and uninsured boater coverage. Illinois law requires liability insurance for motorized watercraft. Agents can also offer coverage for trailers and personal property on board.
Is boat insurance required by law in Illinois?
Yes Illinois requires liability insurance for all motorized watercraft operated on state waters. Minimum limits are 20 thousand dollars for bodily injury per person 40 thousand per accident and 15 thousand for property damage. This is similar to auto insurance requirements.
How do I choose a boat insurance agent in Springfield?
Look for an agent who specializes in watercraft insurance and understands local risks like river currents and lake conditions. Ask about discounts for safety courses and multiple policies. Verify the agent is licensed in Illinois.
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