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Find Boat Insurance Agents Near You in Rockford, IL

Browse boat insurance agents serving Rockford, Illinois. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Rockford, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 18 boat insurance agents in Rockford, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance King
127 N Alpine Rd, Rockford, IL 61107
(888) 839-1365 insuranceking.com
Insurance King
1801 11th St, Rockford, IL 61104
(815) 316-9522 insuranceking.com
Insurance King
1515 N Rockton Ave, Rockford, IL 61103
(815) 968-5464 insuranceking.com
Magnum Insurance Agency
617 S Rockford Ave, Rockford, IL 61104
(815) 333-2645 magnuminsurance.com
Meagan Semmelroth - State Farm Insurance Agent
6551 E Riverside Blvd #114, Rockford, IL 61114
(779) 238-3062 meaganfromsf.com
Rockford Mutual Insurance Company
527 Colman Center Dr, Rockford, IL 61108
(815) 229-1500 rockfordmutual.com
Freeway Insurance
1090 W Riverside Blvd, Rockford, IL 61103
(815) 516-8552 locations.freeway.com
Solomon Foley - State Farm Insurance Agent
5411 E State St #200, Rockford, IL 61108
(815) 397-3377 solomonfoley.com
Broadmoor Agency
3923 E State St, Rockford, IL 61108
(815) 965-6700 broadmooragency.com
William King Insurance Agency
6785 Weaver Rd #2d, Rockford, IL 61114
(815) 397-2446 williamkinginsuranceagency.com
Harkness Insurance
5301 E State St #101, Rockford, IL 61108
(815) 395-1942 harknessins.com
Spectrum Insurance
5301 E State St # 201, Rockford, IL 61108
(815) 229-4040 spectrumagency.com
Beth & Rudnicki Insurance
5411 E State St, Rockford, IL 61108
(815) 399-6690 brinsurance.net
Nystrom Insurance Agency
5301 E State St Ste 122, Rockford, IL 61108
(815) 316-0370 agents.farmers.com
CoyleKiley Insurance Agency, Inc.
810 N Alpine Rd, Rockford, IL 61107
(815) 987-2170 coylekiley.com
Shelter Insurance - Lisa Radant
7445 Newburg Rd Ste 102A, Rockford, IL 61108
(815) 332-9312 shelterinsurance.com
Tipp Insurance Agency, LLC
4615 E State St Suite 10, Rockford, IL 61108
(815) 800-2525 tippinsurance.com
Broadmoor Agency Inc: Ripplinger Matthew
202 W State St, Rockford, IL 61101
(815) 965-6700 broadmooragency.com

Rockford boat owners need insurance that covers liability on the Rock River and other local waterways. Illinois requires liability coverage for boats with motors over 25 horsepower. A local agent can help you meet state minimums and protect against common risks like collision and theft.

What Does a Boat Insurance Agent in Rockford Cost?

Typical boat insurance in Illinois costs between 200 and 500 dollars per year for a basic policy on a small fishing boat. Larger or faster boats may cost 500 to 1,500 dollars annually. Premiums depend on boat value, horsepower, and your driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What coverage does Illinois law require for boats in Rockford?
Illinois requires liability insurance for boats with motors over 25 horsepower. Minimum limits are 20,000 per person for bodily injury and 40,000 per accident. Your agent can help you meet these requirements.
How do I find a boat insurance agent in Rockford Illinois?
Look for independent agents who specialize in watercraft coverage. Many Rockford agencies offer policies for fishing boats, pontoons, and speedboats. Ask about discounts for safety courses and multiple policies.
Does boat insurance cover damage from Lake Winnebago storms?
Standard policies often cover storm damage but may exclude flood or hurricane risks. Check your policy for specific exclusions. An agent can add comprehensive coverage for weather-related damage.