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Find Boat Insurance Agents Near You in Rock Island, IL

Browse boat insurance agents serving Rock Island, Illinois. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Rock Island, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 9 boat insurance agents in Rock Island, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jenn Merema - State Farm Insurance Agent
4543 18th Ave, Rock Island, IL 61201
(309) 794-1313 jennmeremasf.com
Chris Elsberg - State Farm Insurance Agent
855 46th Ave, Rock Island, IL 61201
(309) 788-3060 chriselsberg.com
Don Ayers & Son's Insurance
3129 11th St, Rock Island, IL 61201
(309) 788-4546
State Farm Insurance
4543 18th Ave, Rock Island, IL 61201
(309) 794-1313 statefarm.com
Farrar Insurance
1712 18th Ave, Rock Island, IL 61201
(309) 786-4463 farrar.group
Illinois Casualty Company
225 20th St, Rock Island, IL 61201
(309) 793-1700 ilcasco.com
Michael Orth American Family Insurance
2427 17th St, Rock Island, IL 61201
(309) 788-7670 amfam.com
Affordable Insurance IL
1725 30th St, Rock Island, IL 61201
(309) 603-0171
Insurance King
3101 11th St suite A, Rock Island, IL 61201
(309) 981-0391 insuranceking.com

Boat insurance agents in Rock Island, Illinois help protect your watercraft on the Mississippi River and nearby lakes. Illinois law does not require liability insurance for boats, but many marinas and lenders do. An agent can explain coverage options like hull damage, liability, and uninsured boater protection.

What Does a Boat Insurance Agent in Rock Island Cost?

Boat insurance costs in Illinois typically range from 200 to 800 dollars per year for a standard runabout. Factors include boat value, horsepower, usage on the Mississippi River, and your claims history. A policy for a larger yacht or high-speed boat can cost 1,000 to 3,000 dollars or more annually. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is boat insurance required by law in Illinois?
Illinois does not require boat liability insurance by state law. However, lenders often require it for financed boats, and many marinas require proof of insurance before docking.
What does a boat insurance policy in Rock Island typically cover?
A standard policy covers physical damage to the boat, liability for injuries or property damage you cause, and medical payments. It can also include coverage for towing and fuel spill liability on the Mississippi River.
How do I find a licensed boat insurance agent in Rock Island?
You can search the Illinois Department of Insurance website for licensed agents in Rock Island. Local agents familiar with river conditions and ice damage risks can offer tailored advice.